USDA Loan Vs. FHA loan for Plymouth, NC 2026

In 2026, the USDA loan limit for Plymouth, county of Washington, NC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's best USDA vs. FHA rates. Determine the income, credit, reserves, and necessary documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial needs in .

USDA and FHA Loan Options in Plymouth, NC

The aim of Lendersa® is to provide you with the best USDA or FHA loan promptly and without hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

A USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Contrarily, FHA loans require a minimum down payment of 3.5%, whereas USDA loans necessitate none.

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Plymouth Lenders
(252) 793-7000 Lender's profile and map Weyco Community Credit Union 316 NC Highway 149 N, Plymouth, NC, 27962 Lends in North Carolina At Weyco Community Credit Union is to improve the standard of living and the financial well-being of our members. We have proudly been serving our members in Plymouth, North Carolina, and the surrounding communities since 1959. As a member of WCCU, you are part owner, and you have a say in how we operate.
(888) 993-7664 Lender's profile and map First South Bank 1311 Carolina Avenue, Washington, NC, 27889 Lends in North Carolina Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
(252) 426-5403 Lender's profile and map Hertford Savings Bank, SSB 121 N Church St., Hertford, NC, 27944 Lends in North Carolina Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.
(800) 807-0766 Lender's profile and map First Flight Federal Credit Union 3530 South Memorial Dr, Greenville, NC, 27834 Lends in North Carolina First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries
(252) 823-0119 Lender's profile and map Telco Credit Union 1720 Barlow Road, Tarboro, NC, 27886 Lends in North Carolina In 1941, 19 honest hard working Carolina Telephone employees met in Tarboro, North Carolina to form Telco Credit Union. With sound financial principles and an eye on the future they put their hard earned money to work and never looked back. Today, Telco is a full service not-for-profit financial institution serving over 10, 000 members.
(252) 937-2152 Lender's profile and map First Carolina Bank 171 North Winstead Avenue, Rocky Mount, NC, 27804 Lends in North Carolina First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.
(252) 523-5800 Lender's profile and map SMC home finance 717 Rosanne Drive, Suite One, Kinston, NC, 28504 Lends in North Carolina SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.