FHA Vs. USDA loan program for Plymouth, Washington County, North Carolina

In 2025, USDA loan limit in Plymouth, county of Washington, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Plymouth, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 657-2848 Lender's profile and map Reviews Elevate Mortgage Group 384 S 400 W, Suite 100, Lindon, UT, 84042 We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA. vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
(801) 300-4100 Lender's profile and map Reviews Snap Lending LLC 4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124 Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.
(801) 680-0100 Lender's profile and map Reviews Sugar House Mortgage 2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(801) 222-9006 Lender's profile and map Reviews Rock Canyon Bank 1376 North State Street, Orem, UT, 84057 Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
(801) 400-1001 Lender's profile and map Reviews Secure Private Funding 51 West Center Street, Suite 507, Orem, UT, 84057 Secure Private Funding will help you receive cash back on your free and clear rental properties and assist you with your investment real estate purchases. We will not check your credit score or look at your monthly income for you to qualify for our loans. You will increase your working capital to better take advantage.
(801) 225-0256 Lender's profile and map Reviews Alpine Credit Union 1510 N State St, Orem, UT, 84057 Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding. Benefits of using Alpine Credit Union’s Mortgage Department.
(801) 916-3233 Lender's profile and map Reviews Empire Mortgage and Investment, L.C 927 W. Center St, Orem, UT, 84057 Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
(801) 226-7456 Lender's profile and map Reviews FIRST COLONY MORTGAGE CORPORATION 508 W 800 N, Orem, UT, 84057 First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
(801) 465-3422 Lender's profile and map Reviews Ryan Mortgage Company 373 S 100 W, Payson, UT, 84651 Ryan Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
(208) 252-5010 Lender's profile and map Reviews Affiliated Home Loans, Inc. 655 S. 4th East, Suite 101, Preston, ID, 83263 At Affiliated Home Loans, Inc., we are dedicated to you and all your different mortgage lending needs. Serving the residents in the State of Utah and Idaho. Call us now, if you live in Cache Valley, Salt Lake and surrounding areas, Idaho Falls, Pocatello, and many other cities in between.
(406) 277-3314 Lender's profile and map Reviews Belt Valley Bank 111 Castner Street, Belt, MT, 59412 Belt Valley Bank is a locally owned, full service, independent bank serving Central Montana since 1936. We offer a range of deposit and loan products with customer service second to none. Our goal is to be your financial partner. Our directors, officers, and staff strive to stay involved with community events and enjoy the opportunity.
(801) 377-1036 Lender's profile and map Reviews Green Dot Bank DBA Bonneville Bank 1675 North 200 West, Provo, UT, 84601 Bonneville Bank is located in Provo, UT, United States and is part of the Depository Credit Intermediation Industry. Bonneville Bank has 1 total employees across all of its locations and generates $6.86 million in sales (USD). Bonneville Bank was established on May 15, 1978 at its present location of 1675 North Freedom Boulevard in Provo, Utah.