USDA and FHA Pro and Con in Williamston, Martin County, NC

In 2025, the USDA loan limit in Williamston, located in Martin county, NC, stands at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates. Discover the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Williamston, Martin County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Williamston, NC

The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan, without hassle. Choose one of three starting paths to match with lenders and explore USDA loan programs accordingly.

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What is a USDA Loan in NC?

USDA home loans are guaranteed by the Department of Agriculture and are commonly known as USDA rural development loans or mortgages. These loans are exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, making them highly appealing for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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