USDA Loan Vs. FHA loan pro & con Southport, Brunswick County, NC

In 2025, the USDA loan limit for Southport, within the county of Brunswick, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, assisting in identifying the best program for your financial circumstances in .

USDA and FHA Loan Options in Southport, NC

Lendersa® aims to provide you with the optimal USDA or FHA loan promptly and without hassle. Select one of three starting options that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

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(505) 346-5468 Lender's profile and map Reviews Creative Lending Corporation 5353 Wyoming Blvd NE, Suite C, Albuquerque, NM, 87109 Our professional loan officers provide recommendations for the best loan based on your needs. Whether you're a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with Creative Lending Corporation. We take the time to listen and we’ll work with you to find a home loan.
(505) 980-4680 Lender's profile and map Reviews Interface Mortgage 5801 Osuna Rd NE, Suite 105, Albuquerque, NM, 87109 As highly experienced loan officers, we provide excellent customer service as part of our dedication to client satisfaction. Our professional staff will ask the right questions, listen to what you say with attention to detail, and devise a mortgage that fits all of your financial needs.
(505) 259-8326 Lender's profile and map Reviews Waterstone Mortgage Corporation 6733 Academy Rd NE A, Albuquerque, NM, 87109 Waterstone Mortgage Corporation has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with over 800 employees, branch locations in 29 states, and the ability to lend in 47 states.
(505) 296-4747 Lender's profile and map Reviews Legacy Mortgage 6725 Academy Rd NE, Albuquerque, NM, 87109 We are continuing to monitor the ongoing situation regarding the spread and impact of the coronavirus (COVID-19). Legacy Mortgage and Legacy Lending Home Loans recognizes the gravity of this moment and the ensuing actions that have already been taken by federal, state, and local governments. We at Legacy Mortgage
(505) 504-6862 Lender's profile and map Reviews On Q Financial 100 Sun Ave NE, Suite 650, Albuquerque, NM, 87109 On Q Financial, Inc. believes the Dream of Homeownership is INCLUSIVE and prides itself on simplifying the mortgage process. There is nothing like the joy, comfort, and security that comes from owning a home, and On Q Financial takes great pride in knowing they helped over 10,000 families achieve their dream last year.
(505) 884-7283 Lender's profile and map Reviews Vision Mortgage Group 4901 McLeod Rd NE, Suite C, Albuquerque, NM, 87109 Vision Mortgage Group is a full-service mortgage lender in Albuquerque, New Mexico offering a variety of loan programs to fit your needs and requirements. Allow us to guide you through the entire process with honesty and integrity. With over 20 years of financial services experience Mo Marwan will make your home buying
(505) 881-0801 Lender's profile and map Reviews Infiniti Mortgage, LLC 4801 Lang Ave NE, Suite 110, Albuquerque, NM, 87109 Infiniti Mortgage, LLC has been offering professional mortgage brokering services to homebuyers in Albuquerque and all of New Mexico since 2000. Since then we have earned a reputation as the most trusted mortgage brokers in Albuquerque. We are always striving to attain the highest level of customer service satisfaction and trust
5054410404 Lender's profile and map Reviews R.E.P. Financial LLC 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110 ## Unlocking Your Real Estate Potential with R.E.P. Financial LLC ### Tailored Financial Solutions At R.E.P. Financial LLC, we specialize in crafting bespoke financial strategies, unlocking doors to your real estate dreams. ### Your Real Estate "Key Master" With personalized solutions and dedicated support, Denise Webster and her expert te
(505) 880-1700 Lender's profile and map Reviews Main Bank 7300 Menaul Blvd NE, Albuquerque, NM, 87110 Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
(505) 881-2000 Lender's profile and map Reviews Accurate Mortgage 6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110 Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
(505) 875-6700 Lender's profile and map Reviews Weststar Mortgage & Escrow 2155 Louisiana Blvd. NE, Suite 8000, Albuquerque, NM, 87110 Weststar Mortgage Corporation is a privately owned company established in 1983 in Albuquerque, New Mexico where it maintains corporate headquarters to this day. The firm's primary initial focus was to develop specialized software that enabled the company to deliver best-of-breed loan servicing solutions to clients who offered seller financing.
(505) 292-3200 Lender's profile and map Reviews New Mexico Mortgage Company 6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110 The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.