USDA Loan Vs. FHA loan for Southport, NC 2025

In 2025, the USDA loan limit for Southport, within the county of Brunswick, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, assisting in identifying the best program for your financial circumstances in .

USDA and FHA Loan Options in Southport, NC

Lendersa® aims to provide you with the optimal USDA or FHA loan promptly and without hassle. Select one of three starting options that connect you with lenders and USDA loan programs.

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What is a USDA Loan in NC?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

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215 253 8207 Lender's profile and map Reviews ABC Capital RE, LTD 1218 N. Marshall Street, Philadelphia, PA, 19122 ABC Capital RE, LTD is a one-stop shop for overseas and US real estate clients. We locate, renovate, and manage properties for hands off international/national clients. You do not have the risk of buying securities but instead your real estate properties remain in your own separate legal entity. ABC has presented our unique value proposition all o
(484) 881-3411 Lender's profile and map Reviews Northpoint Lending 113 W Lancaster Ave, Wayne, PA, 19087 Northpoint Lending We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost
(610) 964-1200 Lender's profile and map Reviews Price Financial Services LLC 126 W. Lancaster Avenue, Wayne, PA, 19087 At Price Financial Services we believe that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Our website provides seamless access to online current mortgage rates and programs and the ability to securely upload documents.
(445) 300-5502 Lender's profile and map Reviews The Capital Rams 201 King of Prussia Road, Suite 650, Wayne, PA, 19087 The Capital Rams offers commercial loans with a client-centric approach. Our certified and highly-trained financial specialists analyze your company’s fiduciary picture and goals to recommend products that solve its unique challenges. Our extensive portfolio of financial services includes Commercial Real Estate loans
(610) 757-0031 Lender's profile and map Reviews Drexel Hill Mortgage Inc. 230 Sugartown Road, Suite 20, Wayne, PA, 19087 Drexel Hill Mortgage, Inc (DHM) has been serving Pennsylvania homeowners since July, 2000 with Conventional and FHA/VA mortgages. Our goal is to offer the best interest rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide
(610) 975-9940 Lender's profile and map Reviews Kuranda Financial Mortgage Inc. 617 West Lancaster Ave., Wayne, PA, 19087 The President, Thomas Kuranda, has a business degree from the Commerce and Finance department of Villanova University in Villanova, PA. Mr. Kuranda has been in the banking, finance and mortgage field since 1992. Creating Kuranda Financial Mortgage Corp in 1996 was Mr. Kuranda's first step in applying his knowledge of the bond market to mortgage
(215) 423-8012 Lender's profile and map Reviews Tioga-Franklin Savings Bank 320 East Girard Avenue, Philadelphia, PA, 19125 Tioga-Franklin is the little bank with the big difference. We have been around since 1873, so we know a few things about quality banking. At Tioga-Franklin, you get all the benefits of a large banking institution in addition to the personalized, familiar environment of a small, community bank. As a Tioga-Franklin customer.
(334) 844-4120 Lender's profile and map Reviews Auburn University Credit Union 1290 S. Donahue Drive, Auburn, AL, 36832 Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
(215) 606-0597 Lender's profile and map Reviews Tioga-Franklin Savings Bank 320 East Girard Avenue, Philadelphia, PA, 19125 Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(304) 232-9840 Lender's profile and map Reviews Teamsters Local 697 FCU 901 Market Street, Wheeling, WV, 26003 Teamsters Local 697 Federal Credit Union has been open since 1972. The credit union has assets totaling $3.14 Million and provides banking services to more than 500 members as of March 2022. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
(304) 243-0499 Lender's profile and map Reviews OCPS Federal Credit Union 280 Fulton Street, Wheeling, WV, 26003 OCPS Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the OCPS Federal Credit Union will continue a sound yet progressive asset management strategy
(321) 339-6156 Lender's profile and map Reviews Nationwide Quick Loan, Corp 291 Awin Cir. SE, Palm Bay, FL, 32909 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.