USDA and FHA Pro and Con in Durham, Durham County, NC
In 2026, the USDA loan limit in Durham, Durham county, NC, is $404,800, while for a single-family home, the FHA limit is $602,600.
Utilize the Lendersa® USDA loan calculator to effectively compare USDA vs. FHA rates today. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, helping you identify the best program in for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Durham, Durham, NC
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$602,600
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Durham, NC
Lendersa® aims to swiftly deliver optimal USDA or FHA loans without hassle. Choose one of the three ways to connect with lenders and explore USDA loan programs.
The USDA home loan is supported by the Department of Agriculture, known as a USDA rural development loan or mortgage, and is offered only in rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages demand none.
Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
7484 University Avenue, Suite 220, La Mesa, CA, 91942
We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
2240 Otay Lakes Rd, Suite 306, Chula Vista, CA, 91915
Realty Executives Dillon brand originated in 1994 by Teresa "Terri" Dillon. Our brand has stood for integrity and quality for almost 30 years. As the tides change in many of the U.S. markets and throughout the world, the next generation of home buyers and sellers can expect the same level of expertise that Realty Executives.
Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
Fontana Federal Credit Union is an independent, member-owned cooperative financial institution whose main principle is "people helping people." We provide quality, friendly services to the employees of the City of Fontana, Fontana Unified School District, Fontana Post Office, Fontana Fire Department, San Bernardino Steel-Herrick, Vista Metal,
Secure Choice Lending is a mortgage lender committed to helping prospective and current homeowners finance their dreams. Reachable by phone, online or in person, Secure Choice Lending prides itself on customer service, on serving your real estate needs day or night. Independently owned, Secure Choice Lending subsists on hard work.
2900 Adams Street, Suite A305, Riverside, CA, 92504
At Locke Your Loan we strive to create a client experience like no other, but we can’t do that without a team. In the office, we focus on maintaining and providing a positive workplace by creating an environment that is respectful and rewarding. Our Mission is to provide our clients with education.
At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
10075 Carroll Canyon Road, Suite 120, San Diego, CA, 92131
Cabrillo Credit Union has been making managing your money easy since 1955. Currently, over 22,000 people trust Cabrillo to provide excellent service and to be a safe and secure place to deposit their funds and get great rates on their auto & home loans as well as credit card The Credit Union is a member-owned, not-for-profit financial institution.
