USDA Vs. FHA your options comparison in Raleigh, Wake County, NC
For 2025, the USDA loan limit in Raleigh, situated in Wake, NC, is $336,500, while the FHA limit for a single-family home is $502,550.
Use Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your decision on the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Raleigh, Wake, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$502,550
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Raleigh, NC
Lendersa® is dedicated to providing you with optimal USDA or FHA loans swiftly and without hassle. Select one of three ways to connect with lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or mortgage, and it is only available in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA mortgages require none.
On 1952 a small nucleus of people who were affiliated with the schools of Chaves County joined together in an effort to build upon a dream. This dream was initially a concept whereby the establishment of a credit union would afford the members an opportunity to accumulate their savings and to create for them, a source of credit for provident.
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2919 West 17th Avenue, Suite 115, Longmont, CO, 80503
At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations
4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303
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3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
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