USDA Vs. FHA your options comparison in Wake-Forest, Wake County, NC
In 2025, the USDA loan cap in Wake-Forest, part of Wake county, NC, is $297,100; meanwhile, the FHA limit for a single-family home is $371,450.
Employ Lendersa®'s USDA loan calculator to contrast today's top USDA and FHA rates. It also assists in determining the necessary income, credit values, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program suited to your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Wake-Forest, Wake, NC
Loan Type
Loan Limit
Down Payment
USDA
$297,100
0%
FHA
$371,450
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Wake-Forest, NC
Lendersa® is dedicated to promptly securing you the most suitable USDA or FHA loan hassle-free. Choose one of three starting points to connect with the right lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or mortgage and is available only in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, a USDA loan requires no down payment.
The Fremont Federal Credit Union's purpose is to provide our members with the best service while offering a full range of financial services at a fair and reasonable cost. Credit Union business will be carried out in a professional image of honesty, integrity, and confidentiality at all times.
At Croghan, we understand where you’re coming from. Literally. Because chances are, we were brought up with similar values. Honesty. Hard work. Commitment to family. So we hope you consider us more than just your neighbor. Think of us as friends. Better yet, like family. We’d love nothing more than to be here to listen, guide
SUNY Fredonia Federal Credit Union has been open since 1974. The credit union has assets totaling $45.16 Million and provides banking services to more than 3, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio.
The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
4250 Veterans Memorial Highway, Suite 420E, Holbrook, NY, 11741
We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. In a financial services world so recently tarnished by misinformation and even outright fraud we strive to continue to be your reliable source for accurate financial information and trustworthy account services.
Farmers and Merchants Bank was established in 1934 and continues to operate
in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County
DR Bank offers the same customer service and attentiveness of a community bank with the financial services and technology of a larger bank. Whether you’re stopping by or banking on-the-go, our team of experts is here to help.We are committed to long-term relationships and offer the conveniences and financial services you expect from a larger bank.
Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.
At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.
