USDA and FHA Pro and Con in Wake-Forest, Wake County, NC
In 2025, the USDA loan cap in Wake-Forest, part of Wake county, NC, is $297,100; meanwhile, the FHA limit for a single-family home is $371,450.
Employ Lendersa®'s USDA loan calculator to contrast today's top USDA and FHA rates. It also assists in determining the necessary income, credit values, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program suited to your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Wake-Forest, Wake, NC
Loan Type
Loan Limit
Down Payment
USDA
$297,100
0%
FHA
$371,450
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Wake-Forest, NC
Lendersa® is dedicated to promptly securing you the most suitable USDA or FHA loan hassle-free. Choose one of three starting points to connect with the right lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or mortgage and is available only in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, a USDA loan requires no down payment.
In 1959 Rio Blanco Schools Federal Credit Union began by the teachers for the teachers to serve the Rangely School District and the Meeker School District. Through the years the scope of our membership has grown. We now accept membership of those who are employees and family members of Rangely and Meeker School Districts.
Mickie Fisher Rogers is the owner of Grand Valley Home Loans a recognized leader in the mortgage industry. Being a Fruita, Colorado Native, she and her family have strong roots in the Western Slope. Known for consistently delivering the best home buying experience, Mickie is passionate, genuine & always has her borrower’s best interest at heart.
Our mission and strategic plan is to remain locally owned and independent. We believe that our structure enables us to provide the highest standard in financial services including quality service, competitive products, and value to our customers.Additionally, we are committed to exploring new banking solutions.
At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.
Big Horn Federal has provided residents of the Big Horn Basin with 2 essential services: a safe place for their savings & affordable mortgage funds for their home purchases. We have expanded on these services to offer checking accounts, consumer loans, debit cards, wire services, safe deposit accounts and a host of other related financial products.
ACFCU founded in 1964 with an original membership for employees of US Steel Corporation working at the Atlantic City Ore Mine in Fremont County. There were roughly 400 members at this time. The mine shut down in 1983 causing hard times on Fremont County and the Credit Union.ACFCU received a community charter to expand its membership
In June 1957, approval was given by appropriate governmental agencies for a national bank in Cortez, Colorado. The First National Bank was to be located on the corner of Main and Elm Streets, in the heart of Cortez. The stockholders of J.J. Harris Bank voted to consolidate with First National Bank, Cortez.
RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
"Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah.
Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
