As of 2026, the USDA loan limit in Denver, located in the county of Lincoln, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA options side by side, helping you decide which program in
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to provide you with the top USDA or FHA loans quickly and without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is accessible only in rural neighborhoods. Unlike FHA loans, which require a 3.5% down payment at minimum, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
