USDA Vs. FHA your options comparison in Denver, Lincoln County, NC
As of 2025, the USDA loan limit in Denver, located in the county of Lincoln, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best suited for your financial situation.
2025 Loan Limits and Down Payment Requirements in Denver, Lincoln, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Denver, NC
The goal of Lendersa® is to provide you with the top USDA or FHA loans quickly and without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is accessible only in rural neighborhoods. Unlike FHA loans, which require a 3.5% down payment at minimum, USDA loans require none.
Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders — through Private Money Capital Group and our network of borrowers and lenders.
PRIVATE MONEY LENDER OFFERING CREATIVE FINANCING SOLUTIONS FOR FIX & FLIP REAL ESTATE INVESTORS FOR NON-OWNER-OCCUPIED INVESTMENT PROPERTIES THROUGH PRIVATE M
We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
The Bennington State Bank (BSB) is a community bank proudly serving Kansas for over 130 years with branches in Salina, Bennington, Minneapolis, Wamego, Sylvan Grove, and Lucas Kansas. BSB strives to be the community bank of choice in the regions we serve and we do so by being a trusted financial partner that operates with integrity,
We are an experienced boutique mortgage office new to the the Sugar Land, Texas area. With California and Florida offices opening soon. We are here to help people get into the home of their dreams when other lenders cant or find funding for those crucial investor deals. We have many programs to choose from.
Founded in 1943, Highland Bank is a privately-held, business-focused bank, serving small business and individual customers throughout the Twin Cities metro area. Through on-line channels, Highland offers services to individual customers outside of the Twin Cities. Our specialty is small business lending, with emphasis in real estate lending.
There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.
"Texas Professional Mortgage (TPM) is a full service correspondent lender founded on the practice of exceeding customer expectations for service, competitive interest rates and low closing costs.
Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"
Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.
Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower.
Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.
