In 2026, the USDA loan cap for Elizabeth-City, in the county of Pasquotank, NC, is $644,000. Meanwhile, the FHA limit for a single-family home is $805,000.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best USDA and FHA rates. Identify the income, credit rating, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping you determine which program in Alabama best meets your financial requirements.
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $644,000 | 0% | |
| FHA | $805,000 | 3.5% | |
| Conventional Conforming | $625,500 | 3% |
Lendersa® aims to provide you the best USDA or FHA loan quickly and without hassle. Begin with one of three starting points that guide you to matching lenders and USDA loan programs.
A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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