USDA Loan Vs. FHA loan for Elizabeth-City, NC [Pasquotank County ]

In 2025, USDA loan limit in Elizabeth-City, county of Pasquotank, NC is $644,000 while FHA limit is $805,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Elizabeth-City, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(229) 226-3221 Lender's profile and map Reviews TC Federal Bank. 131 South Dawson Street, Thomasville, GA, 31799 TC Federal Bank provides a premium banking experience built on a rich history and a long-standing Tradition of Trust. Our employees know, own and live by our company culture every day. This is articulated through our core values, which support our mission and shape our vision describe what we do and express how we serve.
(765) 674-6631 Lender's profile and map Reviews Via Credit Union 4505 South Adams Street, Marion, IN, 46953 Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
(517) 592-3205 Lender's profile and map Reviews Bank Michigan 417 S. Main St., Brooklyn, MI, 49230 Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas. We are a Community Bank with a team who take the word very serious.
(207) 571-3500 Lender's profile and map Reviews Atlantic Federal Credit Union 75 Boulder Way, Biddeford, ME, 04005 Atlantic Federal Credit Union serves Southern Maine in Biddeford, Brunswick, Cumberland, Freeport, Sanford, Saco, Topsham, and York. With Atlantic Kasasa Free Checking, along with great Auto Loan and Mortgage rates Atlantic believes that better rates can lead to a better future and a better life.
(802) 371-4211 Lender's profile and map Reviews Central Vermont Medical Center, Inc. 130 Fisher Road, Montpelier, VT, 05602 The Credit Union came into being when nine employees of the Central Vermont Hospital petitioned the Commissioner of Banking to approve their application to form a credit union. On March 19th, 1970 the Articles of Association were submitted to the Commissioner’s office, and the application was approved by the Commissioner on April 2nd, 1970.
(802) 223-1448 Lender's profile and map Reviews Vermont Community Loan Fund 7 School Street, Montpelier, VT, 05602 VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
(260) 471-3434 Lender's profile and map Reviews Northwest Mortgage 348 Quell Court, Fort Wayne, IN, 46845 Northwest Mortgage has been locally owned and serving Indiana since 1999. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different & we offer a variety of products to meet your individual requirements.We are committed to helping you find the right mortgage product for your needs.
(888) 627-2002 Lender's profile and map Reviews First Indiana Mortgage 11216 Fall Creek Road, Suite 118, Indianapolis, IN, 46256 First Indiana Mortgage provides comprehensive residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer low rates with excellent customer service. residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer.
(317) 362-0378 Lender's profile and map Reviews Firstar Financial Inc 10502 Schooner Court, Indianapolis, IN, 46256 Firstar Financial is a full service mortgage company that works hand-in-hand with its customers throughout the whole loan process. Since we are a referral-based mortgage company, customer service is our number one priority. That is why at Firstar Financial, we go out of our way to make sure each and every customer is given superior service.
(317) 815-6060 Lender's profile and map Reviews 1st Signature Lending 9800 Crosspoint Blvd, Suite 300, Indianapolis, IN, 46256 "1st Signature Lending is a unique mortgage company with the borrower's interest in mind. At 1st Signature Lending we believe our staff should work to meet and exceed the expectations of our borrowers. By keeping the needs of our borrowers in mind throughout the process, we are creating satisfied customers one day at a time."
(248) 625-8585 Lender's profile and map Reviews Clarkston State Bank 5800 South Main Street, Clarkston, MI, 48346 The focus of Clarkston State Bank is its commitment to its customers & its focus on community. Management believes that by employing exemplary customer service, customers will realize the intrinsic value of dealing with a locally operated financial institution. The Corporation was chartered in 1998 and opened its doors for business in January 1999.