In 2025, the USDA loan limit for Kitty-Hawk, located in Dare county, NC, is $317,400; for FHA, the limit for a single-family home is $396,750.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $317,400 | 0% |
| FHA | $396,750 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan, ensured by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
