USDA Vs. FHA your options comparison in Kill-Devil-Hills, Dare County, NC
In the year 2025, within Kill-Devil-Hills, located in the county of Dare, NC, the USDA loan limit stands at $317,400, whereas the FHA loan limit for single-family residences is $396,750.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the best rates available today for USDA versus FHA loans. This tool will help you understand the requirements for income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans to determine the most suitable program for your financial needs in .
Highlights of 2025 loan limits and downpayment guidelines in Kill-Devil-Hills, Dare, NC
Loan Category
Maximum Loan Amount
Down Payment Percentage
USDA
$317,400
0%
FHA
$396,750
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Kill-Devil-Hills, NC
Lendersa® is dedicated to facilitating your access to optimal USDA or FHA loans promptly and with minimal stress. Choose one among three routes that lead you to matching lenders and USDA loan programs.
The USDA home loan is a government-backed loan offered through the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, designed for rural area residences. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA loans are unique in that no down payment is required.
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Citywide Home Loans has two branches that serve the Ogden area and beyond. Our original office off of Chambers Street and our new Ogden Junction office. Citywide offers a full portfolio of products to meet the needs of the Washington market, including construction and renovation loans. Our staff is experienced in all manner of residential loans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mortgage Miracles Happen is a mortgage broker headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offers wholesale pricing to mortgage brokerage companies. As a result, we pass the good terms onto our clients with low fees to our clients as this gives us a big competitive advantage.
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Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.
