USDA and FHA Pro and Con in Kill-Devil-Hills, Dare County, NC
In the year 2025, within Kill-Devil-Hills, located in the county of Dare, NC, the USDA loan limit stands at $317,400, whereas the FHA loan limit for single-family residences is $396,750.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the best rates available today for USDA versus FHA loans. This tool will help you understand the requirements for income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans to determine the most suitable program for your financial needs in .
Highlights of 2025 loan limits and downpayment guidelines in Kill-Devil-Hills, Dare, NC
Loan Category
Maximum Loan Amount
Down Payment Percentage
USDA
$317,400
0%
FHA
$396,750
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Kill-Devil-Hills, NC
Lendersa® is dedicated to facilitating your access to optimal USDA or FHA loans promptly and with minimal stress. Choose one among three routes that lead you to matching lenders and USDA loan programs.
The USDA home loan is a government-backed loan offered through the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, designed for rural area residences. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA loans are unique in that no down payment is required.
Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.
USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer
The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
The purpose of the Federal Credit Union shall be to provide its members quality financial services consistent with cooperative principles, applicable legislation and prudent management. The Credit Union shall serve its members by striving to: Facilitate the accumulation of member savings, Provide diverse financial services.
NFFMECU provide our members with best possible financial services, stressing personal attention and competitive rates and terms.The NFFMECU has a strong commitment to our members and encourages members to make the Credit Union their primary financial institution.
The Credit Union offers very competitive rates and terms and members are encouraged
National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of local businesses and the financial prosperity of our customers in our community with extraordinary involvement in the communities we have served since 1975.We pride ourselves in our experienced staff of familiar local Bankers.
BauerFinancial, an independent financial institution rating firm has awarded Beverly Credit Union it’s highest rating, five-stars. This superior ranking is reserved only for the strongest and most stable financial institutions in the Nation. Beverly Credit Union earned this score due to our solid financial footing and continual enduring financial p
100 Cummings Center, Suite 544H, Beverly, MA, 01915
GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
6478 Putnam Ford Dr, Suite 206, Woodstock, GA, 30189
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
