USDA Vs. FHA your options comparison in Southern-Shores, Dare County, NC
In 2025, the USDA loan threshold in Southern-Shores, county of Dare, NC, is $317,400, while the FHA limit for a single-family house is $396,750.
Use Lendersa®'s USDA loan calculator to compare today's leading USDA and FHA rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side in Alabama to assist in choosing the best solution for your financial needs.
2025 loan limits and down payment requirements in Southern-Shores, county of Dare, NC
Loan Type
Loan Limit
Down Payment
USDA
$317,400
0%
FHA
$396,750
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Southern-Shores, NC
Lendersa® is dedicated to helping you find the best USDA or FHA loan swiftly and without complications. Choose from three starting points to connect with lenders and USDA loan options.
A USDA home loan, secured by the Government Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is available solely in rural zones. Distinct from FHA loans, needing a minimum 3.5% down payment, USDA loans require no down payment at all.
Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
The credit union was started in 1954 by a small group of teachers from Lufkin ISD. Mr. Pop Ward and Miss Zelma Cook were instrumental in the beginning.
The credit union is a state chartered credit union and answers to the Texas Credit Union Department. Savings are insured by the National Credit Union Association up to $250, 000.00.
3001 Jimmy Johnson Boulevard, Port Arthur, TX, 77642
Port Arthur Teachers FCU was organized in February 1953 to serve the employees of the Port Arthur Independent School District. The credit union operated in the homes of the directors for the first 20 years until it purchased the first building. Our mission is to be the first institution members will come to for their financial needs.
Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
Northview Bank has proudly served Minnesota and Wisconsin for over 100 years. Northview Bank offers competitive rates on mortgages, home equity loans, construction loans, vacation property loans and even land loans.Northview Bank has been a leader in financing bare land for decades and has extensive knowledge with financing these products.
United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.
United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships
The Farmers and Merchants State Bank of Alpha is a full service locally owned family bank. The Farmers and Merchants State Bank is proud to offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. and also The mission of the Farmers and Merchants State Bank of Alpha i
State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
