USDA Vs. FHA your options comparison in Moyock, Currituck County, NC

In 2025, the USDA loan limit in Moyock, situated in Currituck, NC is $391,000, while for a single-family home, the FHA limit is $507,150.

Try the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today, calculating the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, guiding you to the program best suited to your financial needs in .

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Loan Limits and Downpayment Requirements for 2025 in Moyock, Currituck County, NC

Loan Type Loan Limit Downpayment
USDA $391,000 0%
FHA $507,150 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Moyock, NC

Lendersa® aims to connect you promptly with the best USDA or FHA loan options without hassle. Choose one of three initial paths to find suitable lenders and USDA loan plans.

Lendersa USDA loan request results and matching outcomes

Defining USDA Loans in NC

A USDA home loan, also known as a USDA mortgage or rural development loan, is supported by the government Department of Agriculture and is restricted to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none, making them more accessible to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education
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  • Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900