USDA Vs. FHA your options comparison in Emerald-Isle, Carteret County, NC
In 2025, the USDA loan limit for Emerald-Isle, within Carteret county, NC, is $285,000, while for FHA, the limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Emerald-Isle, Carteret, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Emerald-Isle, NC
Lendersa® is dedicated to providing you with the optimal USDA or FHA loan quickly and hassle-free. Start with one of three options that link you with lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, is known as a USDA rural development loan or mortgage, and is available only in rural areas. Contrary to FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.
3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
Natrium Employees Federal Credit Union has been open since 1984. The credit union has assets totaling $11.42 Million and provides banking services to more than 800 members as of March 2022.
The credit union is a chemicals manufacturing credit union. Membership is also open to immediate family of current members.
Our mission at Jax Federal Credit Union is to promote financial wellness to our members and the community. A Jacksonville staple since 1935, we have helped our members with low rates, credit and debt counseling, planning for the future, and even youth money basics. We proudly dedicate ourselves to the credit union promise of people helping people.
121 Financial is a member-owned, not-for-profit credit union headquartered in Jacksonville, Florida. We offer a full range of financial services and pride ourselves on providing members with a high level of personalized service. We specialize in lending and are passionate about seeing our local businesses and community thrive.
1650 Margaret St, Suite 302, Jacksonville, FL, 32204
MedPro One provides services and products focused specifically to one audience, Medical Professionals.
We offer an online market place displaying tailored options of products and lenders to meet the personal and financial needs of our clients. This online market place is revolutionizing the approach
Pine Street/RPS, LLC is a full service commercial real estate firm located in North Florida. We offer sales, leasing, property management, consulting and development services to users of commercial real estate in Jacksonville and surrounding areas. Our Mission Statement is simple. To provide superior commercial real estate services.
Community First, your Northeast Florida credit union. Our members are our number one priority. We are the recognized leader in providing superior financial solutions that improve members' lives while building strong and vibrant communities Community First Credit Union is headquartered in Jacksonville, FL and dedicated to serving.
