USDA and FHA Pro and Con in Emerald-Isle, Carteret County, NC
In 2025, the USDA loan limit for Emerald-Isle, within Carteret county, NC, is $285,000, while for FHA, the limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Emerald-Isle, Carteret, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Emerald-Isle, NC
Lendersa® is dedicated to providing you with the optimal USDA or FHA loan quickly and hassle-free. Start with one of three options that link you with lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, is known as a USDA rural development loan or mortgage, and is available only in rural areas. Contrary to FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources
4021 WE Heck Court, Building M2, Baton Rouge, LA, 70816
Highcrest Home Lending we understand that buying a home can be an intimidating process. Our representatives are your guides into the home buying world. We do not judge we help you discover what mortgage will work best for you & your lifestyle.
We pledge to provide top-notch customer service & the most competitive loan products to our clients"
Reliant Mortgage, we want to create enduring relationships with our clients! This way you can feel assured that you have found your one-stop shop mortgage company for many years to come. The Reliant Mortgage team is here to assist you in your home buying needs, whether big or small. We help anyone
10922 Coursey Blvd, Suite B, Baton Rouge, LA, 70816
Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process.
100 Morgan Keegan Dr, Suite 420, Little Rock, AR, 72202
McRae Mortgage & Investments, LLC (MMI) is a private regionally based real estate investment and mortgage banking firm. The company was established in February 1994 and is an Arkansas limited liability corporation. The founder and owner is Kenneth G. McRae, IV. Corporate offices are in the Morgan Keegan building located
