USDA and FHA Pro and Con in Morehead-City, Carteret County, NC
In 2025, the set USDA loan limit for a single-family home in Morehead-City, within Carteret county, NC, is $285,000, whereas the FHA limit is $356,362.
Lendersa® provides a USDA loan calculator, enabling comparison between the prevailing USDA and FHA best rates and determination of the necessary income, credit score, reserves, and documents needed to qualify. Our advanced calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in selecting the most fitting program in Alabama for your unique financial needs.
Loan Limits and Down Payment Needs in Morehead-City, Carteret county, NC, 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Morehead-City, NC
The mission of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan option, minimizing hassle. Choose from three starting points to match with lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture. Known as a USDA rural development loan or mortgage, it caters specifically to rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not require a down payment.
2134 Main Street, Suite 240, Huntington Beach, CA, 92648
John Gillespie provides hands-on service and prompt answers for your home loan. He has been in business for over 30 years and is Broker/Owner of Pacific Coast Funding, a mortgage lender in Huntington Beach, California. Pacific Coast Funding is a one stop lender, providing purchase and refinance loans for investment units
18141 Beach Boulevard, Suite 370, Huntington Beach, CA, 92648
Emerald Coast Investments has been in the mortgage lending business for over 20 years. We have seen it all. We provide a custom mortgage financing experience. We are very “hands-on” with our clients. You are NOT handed off to a third person to complete your transaction. We can do Conventional, Jumbo, FHA, VA, REVERSE Mortgages,
2130 Main Street, Suite 290, Huntington Beach, CA, 92648
BuyWise Mortgage, a California Mortgage Broker, has chosen to serve as a wholesale mortgage broker specifically to offer a wider range of customized mortgage solutions to solve sometimes complicated problems. Our mortgage automation technology delivers a streamlined mortgage process, which results in consistently lower interest rates.
20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity.
We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service.
My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.
18000 Pioneer Boulevard, Suite 206, Artesia, CA, 90701
My City Financial is a California State licensed Mortgage Company
The Better Business Bureau has recognized us as a top ""Tier 1 - A+"" Mortgage brokerage
Established in 1994, our reputation was fostered on providing excellent Interest Rates and Service
We have a great choice of loan products, all in one place
• 80-90% of Purchase
• 110% of Rehab/Construction
• Rental Property Financing
• Loans up to $50,000,000
• Bridge Financing
• Foreign National Financing Available
• Multifamily Hard Money Lending
•Residential or Commercial Hard Money Lending
• Fix and Flips or New Construction
• Non Qualified Mortgage
• Portfolio Loan
• 30 Year Fixe
18021 Norwalk Boulevard, Suite 206, Artesia, CA, 90701
For Sellers, I will design the perfect marketing strategy to meet your financial and schedule goals. For Buyers, we will meet and discuss your vision of the perfect dream home for you that meets your budget. Once we know what you are looking for we then discuss the ‘where’ aspect of the search.
