USDA Vs. FHA Pro and Con comparison in Newport, Carteret County, NC
For 2025, the USDA loan limit in Newport within Carteret County, NC, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Assess the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed decision regarding the most suitable program for your financial situation in .
Loan Limits and Downpayment Requirements in Newport, Carteret County, NC for 2025
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Newport, NC
The purpose of Lendersa® is to secure the best USDA or FHA loan for you promptly and without hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
USDA home loans, also referred to as USDA mortgages or rural development loans, are guaranteed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which mandate a minimum of 3.5% down payment, USDA loans require no down payment at all, making them particularly appealing for eligible borrowers.
Blink Lending offers the same Conventional & VA Loans the big banks do, along with Private Money Loans for Real Estate Investors. When considering purchasing a home, you’ll likely have questions. Whether about which loan type is best for you, what is PMI and when is it required, what is an appraisal and why is it necessary
First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
"Texas Loan Star, and we want to welcome you to a new way of financing your home. We are experts in the mortgage lending industry with over 50 years of lending experience on our team.
As a direct lender, we are able to fit clients into the “qualification box” by providing alternatives"
Morton Mortgage, Inc. is a Texas Mortgage Company. Renee Morton and her team bring the expertise of over 40 years to the closing table. They take great pride in offering competitive rates, exemplary customer service and great attention to detail to insure your home lending experience is the finest.
White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
HTFFFCU is a full service financial institution located in Houston, Texas. We exclusively serve the Houston Fire Department and their families. This is the official HTFFFCU Facebook page where you are encouraged to participate and engage with the credit union and other fellow members.
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Originally founded on October 21, 1937, towards the end of the Great Depression, Houston Police Credit Union was created by Houston police officers to establish a financial institution that was owned and operated by the local police force—a financial cooperative. Their mission was to provide reasonably-priced loans
Houston Highway Credit Union was chartered by the state of Texas in December 1952 to serve the employees that worked in district 12 of the Texas Highway Department. At the time, this included about 2, 000 employees in Houston and the seven surrounding counties.
Since that time, the number of employees and counties has decreased
Urban Living is a full-service real estate company specializing in inner-city lifestyle.We look forward to helping you find your new home by browsing our featured developments, our pre-owned properties, or use our home finder to search 35,000+ properties for sale in Houston.We are setting a new standard in the way real estate business is conducted.
