In 2025, the USDA loan limit for Fairview in Union county, NC, is set at $336,500, while for FHA, the limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Fairview, Union, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fairview, NC
The primary aim of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. You can choose one of three approaches to connect with lenders and discover USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage. This type of loan is available exclusively in rural areas and, unlike FHA loans that need a 3.5% minimum down payment, USDA loans require none.
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