USDA and FHA Pro and Con in Fairview, Union County, NC

In 2025, the USDA loan limit for Fairview in Union county, NC, is set at $336,500, while for FHA, the limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Fairview, Union, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Fairview, NC

The primary aim of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. You can choose one of three approaches to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan is guaranteed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage. This type of loan is available exclusively in rural areas and, unlike FHA loans that need a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 5Point credit union
  • 3700 Skyline Drive, Nederland, TX, 77627
  • In 1935, 5Point was born as a credit union intended to support the men and women who worked for The Texas Company. What started as a small community endeavor with 57 members and $247 in total savings has grown in ways its founders could not have imagined. Today, 5Point is one of the largest independent not-for-profit financial institutions.
  • First National Bank in Creston
  • 101 W Adams Street, Creston, IA, 50801
  • First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
  • Raccon Valley Bank
  • 1009 Court Street, Adel, IA, 50003
  • At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.
  • The University National Bank
  • 1400 Kasold Dr, Lawrence, KS, 66049
  • We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
  • First Assured Mortgage
  • 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049
  • We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
  • Coburn's Credit Union
  • 350 Pine Street, Suite 850, Beaumont, TX, 77701
  • Coburn Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. Overall policies are set by the Board of Directors who are elected each year by the credit union members present at the annual meeting. A staff of paid employees manages the day-to-day operations.
  • Beaumont Community Credit Union
  • 660 S Martin Luther King Jr Parkway, Beaumont, TX, 77701
  • Beaumont Community Credit Union is committed to providing a full range of competitively priced, efficiently delivered financial products and services. We will strive to achieve ultimate member satisfaction with a courteous and professional staff, supported by sound management and a solid financial foundation.
  • Arcadia Credit Union
  • 535 South Dettloff Drive, Arcadia, WI, 54612
  • Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.
  • Maine State Credit Union
  • 200 Capitol Street, Augusta, ME, 04330
  • Maine State Credit Union is devoted to improving our members'​ financial lives, not just the bottom line. From the CEO to the tellers in the lobby, we embrace this mission every day, in person, online, and over the phone. Membership means better service. That friendly greeting in the lobby is real.