USDA and FHA Pro and Con in Monroe, Union County, NC
In 2025, the USDA loan limit in Monroe, Union county, NC, is set at $336,500, while for a single-family home, the FHA cap is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Monroe, Union, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Monroe, NC
The objective of Lendersa® is to connect you with the best possible USDA or FHA loans swiftly, without hassle. Start with one of three initial steps to find matching lenders and USDA loan offerings.
A USDA home loan is a mortgage backed by the government Department of Agriculture, also known as a USDA rural development loan. Exclusively available in rural zones, these loans differ from FHA loans, which require a minimum 3.5% down payment, as USDA loans require none.
309 Newpointe Drive, Suite C, Ridgeland, MS, 39157
Residential Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.
589 Northpark Drive, Suite D, Ridgeland, MS, 39157
Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.
875 Northpark Dr, Suite A Bldg 1, Ridgeland, MS, 39157
Liberty Financial is one of the Madison area’s most successful and highly regarded mortgage lenders. We serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,
The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
McKesson Federal Credit Union is a Federally insured, member owned, full service financial institution. For over a half century, we have been committed to providing employees of our employee groups and their families with diversified, high quality, competitively priced financial products and services.
Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
Since our founding in 1962 we have been there for our members through every stage of their lives. Whether starting out with a credit builder loan, student loan, first car… or if moving on to that new car, a Recreational Vehicle for fun, or a home mortgage, WIT has been and will be, here for you.
