USDA Vs. FHA your options comparison in Monroe, Union County, NC
In 2025, the USDA loan limit in Monroe, Union county, NC, is set at $336,500, while for a single-family home, the FHA cap is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Monroe, Union, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Monroe, NC
The objective of Lendersa® is to connect you with the best possible USDA or FHA loans swiftly, without hassle. Start with one of three initial steps to find matching lenders and USDA loan offerings.
A USDA home loan is a mortgage backed by the government Department of Agriculture, also known as a USDA rural development loan. Exclusively available in rural zones, these loans differ from FHA loans, which require a minimum 3.5% down payment, as USDA loans require none.
The Bank of Star Valley is the premier banking institution in the Star Valley, Wyoming area. It is a true home-town bank with neighbors providing excellent financial products and quality banking services for their neighbors and alsoThe Bank of Star Valley proudly carries a 5-star rating from Bauer Financial, Inc.
345 West 600 South, Suite 125, Heber City, UT, 84032
SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
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Pacific Horizon Credit Union has been open since 1954. It's the 24th largest credit union in Utah with assets totaling $103.18 Million and providing banking services to more than 8, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
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