USDA Vs. FHA Pro and Con comparison in Monroe, Union County, NC
In 2025, USDA loan limit in Monroe, county of Union, NC is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Monroe, county of Union, NC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Monroe, NC
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
11481 Old St Augustine Rd, Suite 104, Jacksonville, FL, 32258
Coast2Coast Mortgage – Hard Money Division is committed to the best Hard money solutions for all of our clients individual needs. Whether you have perfect credit or less than perfect credit, we can help you reach your financing goals. Our Hard Money programs are asset based, and we lend on a variety of residential and commercial properties.
11481 Old St. Augustine Rd, Suite #104, Jacksonville, FL, 32258
"FHA Mortgage Source is committed to providing our customers with the most accurate and latest FHA information available online today.
Our partners have an in-depth understanding of Government home loans and take time to evaluate your personal situation to find you the best options. "
Teamsters Local 697 Federal Credit Union has been open since 1972. The credit union has assets totaling $3.14 Million and provides banking services to more than 500 members as of March 2022.
The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
OCPS Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the OCPS Federal Credit Union will continue a sound yet progressive asset management strategy
360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
12443 San Jose Blvd Suite 503, Jacksonville, FL, 32223
At Parco Finance LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
NSMN is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
