During 2026, the USDA loan limit for Gamewell in the county of Caldwell, within NC is set at $336,500. Meanwhile, the FHA loan limit designated for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to weigh today’s best USDA versus FHA rates. Review the income, credit score, reserves, and documentation requirements for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting in determining which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary goal of Lendersa® is to ensure you receive the most advantageous USDA or FHA loan quickly and effortlessly. Choose among three initial pathways to connect with lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is offered in rural areas only. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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