USDA Vs. FHA Pro and Con comparison in Gamewell, Caldwell County, NC
During 2025, the USDA loan limit for Gamewell in the county of Caldwell, within NC is set at $336,500. Meanwhile, the FHA loan limit designated for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to weigh today’s best USDA versus FHA rates. Review the income, credit score, reserves, and documentation requirements for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting in determining which program in is most fitting for your financial needs.
2025 Loan Limits and Downpayment Requirements in Gamewell, Caldwell, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gamewell, NC
The primary goal of Lendersa® is to ensure you receive the most advantageous USDA or FHA loan quickly and effortlessly. Choose among three initial pathways to connect with lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is offered in rural areas only. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
1600 Cameron Street, Suite 200, Alexandria, VA, 22314
Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
501 Dulany Street, 1st Floor, Alexandria, VA, 22314
Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable
State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.
The Prestwick Mortgage Group initiated business in June of 1995. The Principals of the Company are known mortgage banking professionals who have over one hundred years of combined experience in all facets of mortgage banking, including the analysis, valuation and marketing of mortgage servicing, whole loans and mortgage companies.
1727 King Street, Suite 300, Alexandria, VA, 22314
Investor Loans Plus assist our clients in obtaining lender direct financing in the specialized field of alternative loans. Our company works with rehabbers and property owners to achieve lending terms that meet their current needs and investment goals. Investor Loans Plus is dedicated to working with our borrowers
Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process
SouthStar offers conforming, non-conforming, and governmental loans for both purchases and refinances. SouthStar is experienced with both residential and commercial loans. However, SouthStar is more than just your average mortgage company. We offer experience and personal attention that only a small company can provide.
HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.
13205 Sunfield Terrace, Fort Washington, MD, 20744
We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
10009 Indian Queen Point Road, Fort Washington, MD, 20744
Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.
