USDA Vs. FHA your options comparison in Lenoir, Caldwell County, NC
In 2025, the USDA loan limit for Lenoir in Caldwell county, NC is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Leverage Lendersa®'s USDA loan calculator to evaluate and compare current USDA and FHA rates. It helps you identify the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA programs, guiding you to choose the best one for your financial needs in .
2025 Loan Limits and Downpayment Needs in Lenoir, Caldwell, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lenoir, NC
At Lendersa®, our objective is to help you secure the best possible USDA or FHA loan swiftly and without hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan is a financing option guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, and is limited to rural areas. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans need no down payment, making them a valuable option for eligible borrowers.
Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.
We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001.
We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction
610 1/2 West Horatio Street, Suite 5, Tampa, FL, 33606
Florida Home Loan Professionals, Inc is an independent, full service mortgage broker specializing in purchase loans, refinancing and creative lending solutions. We are recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with over twenty lenders
2023 West Platt Street, Suite 106, Tampa, FL, 33606
We’re a little different. Whether you’re ready to make a move on your first home, or you’ve been part of the process more than a few times, we can match you with the loan program that fits your needs. With more than 18 years of experience, our team excels at breaking down the often confusing details for our clients & personalizing your loan needs.
Mortgage Right was founded to create a faster, more efficient, and more secure way to originate and close residential mortgage transactions. Mortgage Right is committed to working with any and all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family.
Pioneer Mortgage Funding Inc., we are looking for driven and independent-minded mortgage originators to join our team. Our loan officers lead the industry in integrity and professionalism, which has allowed us to build lifelong relationships in our community. Building a team that cares about their clients.
Our team brings deep market knowledge & proven expertise to every transaction we underwrite.In today’s marketplace however, that’s not enough.So we also bring fresh thinking & an independent spirit that allows us to look at opportunities differently & respond quickly.Contact us by email, phone, or in person to discuss a commercial loan & investment
