In 2025, the USDA loan limit in Granite-Falls, within Caldwell County, NC, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates and determine the needed income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Granite-Falls, Caldwell County, NC
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Granite-Falls, NC
The purpose of Lendersa® is to align you with the best USDA or FHA loan quickly and hassle-free. Choose among three starting points to connect with lenders and find applicable USDA loan programs.
A USDA home loan, known also as a USDA mortgage or rural development loan, is backed by the Department of Agriculture, catering specifically to rural neighborhoods. Unlike FHA loans needing a 3.5% downpayment, USDA loans require no downpayment, making them accessible for many more borrowers.
Our people at Fortis enjoy being empowered with the ability to make a tangible impact in a progressive and less bureaucratic work culture. We strongly believe in hiring people greater than ourselves. We recognize, reward, and develop those individuals who make an outsized impact to the business.
Bankers’ Bank of the West provides high-quality products and services as well as deep industry expertise to more than 300 community bank clients in the western states and Great Plains region. Our primary service area includes Arizona, Colorado, Idaho, Iowa, Montana, Nebraska, New Mexico, Nevada, South Dakota, Utah, and Wyoming.
White Crown is committed to providing our members with the variety of financial products and services they need, accompanied by the highest level of service they want. The White Crown team goes above and beyond to understand each members’ situation and works alongside them to become their trusted financial partner for life.
Finding your next home is an exciting time in your life. We believe that the financial side of that process should be very predictable and without any surprises. We've been helping families finance their homes for more than 30 years combined and every single client we have ever told they could purchase a home has had a successful outcome.
First National 1870, a division of Sunflower Bank, N.A. offers a full range of financial products that create possibility in the lives we touch and communities we serve.
We are proud of our longevity and the long-term relationships it represents. Sunflower Bank was founded in 1892. We operate as First National 1870 in Albuquerque,
We built Maxwell to change the game for small and midsize mortgage lenders — whether you originate $300M or $3B. Today our digital mortgage platform powers hundreds of mortgage lending institutions nationwide, from non-depository mortgage banks, to credit unions, to brokers, to community banks.
At American Premier Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
With over 16 years in the mortgage business, The Socha Lending Group offers an array of different product option that you might not be able to find anywhere else. We take a consultative approach to find you the best mortgage product to fit your situation. Licensed in seven states - contact us for more information.
9x Mortgage will get you the best mortgage rate you qualify for. We are always upfront, honest, and transparent. Give us a quick call and one of our staff members will treat you like royalty. Normally we can let you know what we can do for you by the end of our first conversation. After we understand your financing needs.
American Capital Financial our goal is to get you the best possible home loan for your situation while offering you the best possible services. Since 2004, we have been committed to educating our borrowers on home mortgage loans in the Colorado and Wyoming areas. Give us a call to get a conversation started and learn why mortgage loans.
