USDA Vs. FHA your options comparison in Granite-Falls, Caldwell County, NC
In 2025, the USDA loan limit in Granite-Falls, within Caldwell County, NC, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates and determine the needed income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Granite-Falls, Caldwell County, NC
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Granite-Falls, NC
The purpose of Lendersa® is to align you with the best USDA or FHA loan quickly and hassle-free. Choose among three starting points to connect with lenders and find applicable USDA loan programs.
A USDA home loan, known also as a USDA mortgage or rural development loan, is backed by the Department of Agriculture, catering specifically to rural neighborhoods. Unlike FHA loans needing a 3.5% downpayment, USDA loans require no downpayment, making them accessible for many more borrowers.
Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
Jefferson Community Federal Credit Union strives to satisfy the financial needs of our members and their families.
Use your Jefferson Community Federal Credit Union ATM card to get cash or transfer funds 24 hours a day.To find the ATM location nearest you, click on ATM Locations.
The Mortgage Guy, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
6 South 2nd Street, Suite 100, Hamilton, OH, 45011
AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.
Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
Ironhorse LLC is comprised of former accomplished Bankers, CFO’s & Financial Managers – we have owned businesses & know first-hand how critical it is to have adequate capital to operate and grow a business. We operate Ironhorse with purpose & within a culture of honor to represent our small business customer with integrity and a sense of service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Tennessee Department of Safety Credit Union is a financial organization chartered in the state of Tennessee. The credit union is a cooperative non-profit institution organized to promote thrift and provide an economical source of confidential credit for those who belong. The members elect a five-member Board of Directors to set policies.
1214 Church Street, Suite 100, Nashville, TN, 37246
Enbright Credit Union began as Electric Service Credit Union. The employees of Nashville Electric Service founded the credit union in 1951, when eleven charter members deposited $5 each plus a twenty-five-cent membership fee. The State of Tennessee approved the credit union’s charter
At Bank of Clarke County, protecting the privacy and confidentiality of your personal information is important to us. We value your business and the trust you put in us. Please do not send confidential information such as account numbers, social security numbers, or credit card information through this form, as this is not a secure form of communic
