USDA Vs. FHA Pro and Con comparison in Granite-Falls, Caldwell County, NC
In 2025, the USDA loan limit in Granite-Falls, within Caldwell County, NC, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates and determine the needed income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Granite-Falls, Caldwell County, NC
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Granite-Falls, NC
The purpose of Lendersa® is to align you with the best USDA or FHA loan quickly and hassle-free. Choose among three starting points to connect with lenders and find applicable USDA loan programs.
A USDA home loan, known also as a USDA mortgage or rural development loan, is backed by the Department of Agriculture, catering specifically to rural neighborhoods. Unlike FHA loans needing a 3.5% downpayment, USDA loans require no downpayment, making them accessible for many more borrowers.
First Rate Financial is a Mortgage Broker located in Frisco, Texas. Our goal is to achieve such a high level of satisfaction for our clients that we will receive repeat and referral business. We do NOT charge fees of any kind to handle your mortgage financing. When looking for a home loan or beginning the process of refinancing a home
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3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.
MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost.
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Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
