USDA Vs. FHA your options comparison in Hudson, Caldwell County, NC
In 2025, the USDA loan limit for Hudson, in the county of Caldwell, NC, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate USDA versus FHA rates today. Determine what income, credit, reserves, and documents are required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program is best for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Hudson, Caldwell, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hudson, NC
Lendersa® aims to get you the best USDA or FHA loan quickly and effortlessly. Begin with one of three starting options, leading to matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often called a USDA rural development loan or mortgage, and is solely available in rural neighborhoods. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.
VASCO Federal Credit Union was formed in 1967 by employees of the Vanadium Alloyed Steel Company in Latrobe. Today, we strive to serve the financial needs of the little guy. We serve over thirty employee groups in the Greater Latrobe area. We currently have nearly 2000 members and hold $24 million in assets.
On 1950, employees of Latrobe Electric Steel Company, now Carpenter Technology Corporation, obtained a federal charter from the National Credit Union Administration and began Lesco Federal Credit Union. The first "office" was in the treasurer's home, followed by a small garage office near the steel plant. On 1960, Lesco FCU moved to 6 Avenue D.
As a member-owned, non-profit financial institution, Latrobe Federal Credit Union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans. Decisions are made by a Board of Directors, elected by our membership.
Our philosophy is quite different from a bank, even though our services are similar. The Latrobe Area Hospital Federal Credit Union is a member-owned, not-for-profit organization. The purpose of our credit union is to improve the financial strength and stability of our members by affording them opportunities to achieve their financial goals.
AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.
Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service
The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
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PNC has been lending for over 100 years. We can help find the right product for you.
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2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
At the Iron Workers Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guideline 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services.
1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
