In 2026, the USDA loan limit in Long-View, within Catawba county, NC, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's premier USDA vs. FHA rates and evaluate the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to provide the best possible USDA or FHA loan without hassle. Choose one of three pathways to connect with matching lenders and access USDA loan programs.
A USDA home loan, known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, making them accessible for eligible rural borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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