FHA Vs. USDA loan program for Long-View, Catawba County, North Carolina

In 2025, the USDA loan limit in Long-View, within Catawba county, NC, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's premier USDA vs. FHA rates and evaluate the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you determine which program in best suits your financial needs.

USDA and FHA Loan Options in Long-View, NC

The objective of Lendersa® is to provide the best possible USDA or FHA loan without hassle. Choose one of three pathways to connect with matching lenders and access USDA loan programs.

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Understanding USDA Loans in NC

A USDA home loan, known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, making them accessible for eligible rural borrowers.

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(918) 245-1301 Lender's profile and map Reviews Green Country FCU 202 East Morrow Road, Sand Springs, OK, 74063 Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
(651) 345-3373 Lender's profile and map Reviews Lake City Federal Bank 201 East Marion Street, Lake City, MN, 55041 Lake City Federal Bank (LCFB) was founded by local businessmen as Lake City Federal Savings and Loan Association in 1934. Savings and loan associations were established by the U.S. government to provide a way for average people to finance a home in the midst of the Great Depression.To give the new financial institutions
(207) 369-9976 Lender's profile and map Reviews Oxford Federal Credit Union 225 River Road, Mexico, ME, 04257 Oxford Federal Credit Union is a not-for-profit financial institution that is owned and run by members like you. Our board of directors is democratically elected by our membership, and all members of Oxford FCU have one vote - regardless of the amount of money they have on deposit.
(712) 243-3195 Lender's profile and map Reviews First Whitney Bank and Trust 223 Chestnut Street, Atlantic, IA, 50022 The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.
(409) 722-1174 Lender's profile and map Reviews Neches Federal Credit Union 676 Magnolia Avenue, Port Neches, TX, 77651 Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
(409) 727-1446 Lender's profile and map Reviews MCT Credit Union 2736 Nall St, Port Neches, TX, 77651 MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
(903) 383-2400 Lender's profile and map Reviews Yantis Federal Credit Union 110 S Main Street, Yantis, TX, 75497 Yantis Federal Credit Union is located in Yantis, Texas. The Credit Union was the vision of H.E. Coker and a handful of Yantis residents. Together they generated community interest in the concept of “people helping people.” Yantis Federal Credit Union was granted a Community Charter in August 1955.
(903) 581-1900 Lender's profile and map Reviews Citizens 1st Bank 2001 East South East Loop 323, Tyler, TX, 75701 Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.
(903) 592-8012 Lender's profile and map Reviews Tyler City Employees Credit Union 3711 Frankston Highway, Tyler, TX, 75701 Tyler City Employees' Credit Union is a full-service, not-for-profit cooperative financial institution that began in August of 1953. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources
(903) 561-2603 Lender's profile and map Reviews Cooperative Teachers Credit Union 1424 WSW Loop 323, Tyler, TX, 75701 Cooperative Teachers Credit Union (CTCU), our mission is to be a thriving cooperative financial institution that helps our members achieve their goals by offering comprehensive financial products and services which they can receive in-person, online, or wherever they may be. Since 1953, we have committed ourselves to consistently serve our members.
(409) 962-3434 Lender's profile and map Reviews Golden Triangle Federal Credit Union 5211 E Parkway, Groves, TX, 77619 Golden Triangle Federal Credit Union originated in 1953. Since that time, Golden Triangle FCU has grown and prospered. GTFCU was formed by the employees of Atlantic Refinery and Pipeline Company. The original name of the credit union was Atlantic-Atreco Federal Credit Union. Now known as 'TOTAL' Refinery
(903) 882-5626 Lender's profile and map Reviews The Texas Loan Company 1507 S. Main St., Lindale, TX, 75771 The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.