USDA Vs. FHA your options comparison in Bethlehem, Alexander County, NC
In 2025, USDA loan limit in Bethlehem, county of Alexander, NC is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Bethlehem, county of Alexander, NC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Bethlehem, NC
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product
Faze One Funding, LLC is a Mortgage Broker offering automated tools, cutting-edge technology, and excellent customer service for originating forward and reverse loans. Faze One offers great rates and superb customer service. Faze One believes that You’re Always #1. We offer borrowers a wide variety of mortgage programs.
700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.
TCM Bank, N.A., a subsidiary of ICBA Bancard, serves as a trusted advisor to community banks, helping build and strengthen customer relationships with a market competitive and fully branded consumer and business credit card agent program.
Through our Total Card Management program.
2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607
DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.
NLP provides flexible, innovative, and solution-oriented financing and services that renew and rebuild inclusive and sustainable neighborhoods. Neighborhood Lending Partners is a certified CDFI, and lending consortium of banking institutions that facilitate private investment for community revitalization and neighborhood preservation.
4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607
"At Home Loans By U, we have access to financing options that NO local bank or direct lender has available.
Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."