USDA and FHA Pro and Con in Bethlehem, Alexander County, NC
In 2026, for Bethlehem in Alexander County, NC, the USDA loan limit is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, calculating the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to decide the best program for your financial needs in .
Loan Limits and Downpayment Requirements in Bethlehem, Alexander County, NC for 2026
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Bethlehem, NC
Lendersa® aims to quickly and smoothly connect you with the best possible USDA or FHA loan. Choose one of three starting points to find lenders and explore USDA loan programs that meet your needs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is provided through the Department of Agriculture, specifically for rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, making them more accessible.
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
HSM Federal Credit Union has been open since 1977. The credit union has assets totaling $5.62 Million and provides banking services to more than 2, 000 members.
The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
At Foothills Mortgage & Equity We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on providing superior customer service and creating satisfied customers. From mortgage processing and underwriting, to loan closing and funding,
Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community.
When you're passionate about people like we are, you start to see the extraordinary in everyone.
CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
Morganton Savings Bank S.S.B. is Burke County’s only local financial institution, serving our neighbors and friends continuously since 1903.In 2001, we completed an adaptive historical renovation of “The Cedars”, the home of Col. Samuel McDowell Tate and relocated our offices in this landmark building. We are located at the intersection of West Uni
Piedmont Credit Union is a state chartered, federally insured community credit union, serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification you must live or work in Iredell county or be an immediate family member of a current member
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
