USDA Vs. FHA your options comparison in Bethlehem, Alexander County, NC
In 2025, for Bethlehem in Alexander County, NC, the USDA loan limit is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, calculating the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to decide the best program for your financial needs in .
Loan Limits and Downpayment Requirements in Bethlehem, Alexander County, NC for 2025
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Bethlehem, NC
Lendersa® aims to quickly and smoothly connect you with the best possible USDA or FHA loan. Choose one of three starting points to find lenders and explore USDA loan programs that meet your needs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is provided through the Department of Agriculture, specifically for rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, making them more accessible.
PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
10305 North West 41st street, Suite 212, Miami, FL, 33178
Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs
8410 Northeast 1st Place, Suite 100, Miami, FL, 33138
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Preferred Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
