USDA and FHA Pro and Con in Bethlehem, Alexander County, NC
In 2025, for Bethlehem in Alexander County, NC, the USDA loan limit is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, calculating the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to decide the best program for your financial needs in .
Loan Limits and Downpayment Requirements in Bethlehem, Alexander County, NC for 2025
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Bethlehem, NC
Lendersa® aims to quickly and smoothly connect you with the best possible USDA or FHA loan. Choose one of three starting points to find lenders and explore USDA loan programs that meet your needs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is provided through the Department of Agriculture, specifically for rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, making them more accessible.
8150 Corporate Park Dr, Suite 200, Cincinnati, OH, 45242
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
4520 Cooper Road, Suite 301, Cincinnati, OH, 45242
McKinley Mortgage was founded in 1997 as the vision of its owner Paul V. Luck III. The company is named after the late President McKinley.
We are here to help our goal at McKinley Mortgage is to try and put you in a better financial position than you are now. After the loan process McKinley Mortgage has been servicing Ohio and Kentucky since 1997
4555 Lake Forest Drive, Suite 450, Cincinnati, OH, 45242
River City Mortgage is a full service direct mortgage lender offering an easy, customized experience for each client. In the beginning, they grew steadily by staying abreast of daily market trends and partnering with lenders in neighboring states to service clients in the Tristate area.
9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242
Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks.
Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing
1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505
The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
Genesis Employees Credit Union has been open since 1973. The credit union has assets totaling $18.98 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
Established in 1875, Carrollton Federal Bank is the oldest financial institution in Carroll County. Since 1937 Carrollton Federal has been FDIC insured. To best serve our customers in 2002 we converted to a full service bank and changed our name from Carrollton Federal Savings & Loan to Carrollton Federal Bank.
