USDA and FHA Pro and Con in Bethlehem, Alexander County, NC
In 2025, for Bethlehem in Alexander County, NC, the USDA loan limit is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, calculating the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to decide the best program for your financial needs in .
Loan Limits and Downpayment Requirements in Bethlehem, Alexander County, NC for 2025
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Bethlehem, NC
Lendersa® aims to quickly and smoothly connect you with the best possible USDA or FHA loan. Choose one of three starting points to find lenders and explore USDA loan programs that meet your needs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is provided through the Department of Agriculture, specifically for rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, making them more accessible.
1621 East Hennepin Ave, Suite 200, Minneapolis, MN, 55414
At Riverland, we bring a highly personal touch to banking. As a trusted partner, understanding our client’s business goals inside and out enables us to provide counsel and well-designed solutions for their unique needs. Our committed team of experts is both dedicated and accessible to all of our partners at all times.
312 Central Avenue Southeast, Minneapolis, MN, 55414
At Union Bank & Trust, we know you want to feel secure and confident in your pursuit of a financial services partner, one that’s committed to providing you with services and solutions that meet and exceed your expectations. We believe you deserve a best-in-class team that is focused squarely on the personal.
601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414
Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.
1922 - The State Bank of Hope was sold to the Peoples State Bank
1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop
Freedom 1st FCU is a profit-sharing cooperative financial institution, dedicated to quality service in meeting the financial needs of its members. The safety and stability of its members' assets shall be the prime consideration in the development and delivery of a variety of competitive services.
Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
