In the year 2026, the USDA loan limit for a single-family home in Hickory, within the county of Catawba, NC, is set at $336,500. On the other hand, the FHA loan limit is $472,030.
To compare the most competitive USDA and FHA rates available today, use the Lendersa® USDA loan calculator. This tool will also help you understand the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to identify the best mortgage program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to facilitate a quick and straightforward process for securing the best USDA or FHA loan. Choose from three different starting points to effectively match with lenders and explore USDA loan options.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas, unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not necessitate any initial payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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