In the year 2026, the USDA loan limit for a single-family home in Hickory, within the county of Catawba, NC, is set at $336,500. On the other hand, the FHA loan limit is $472,030.
To compare the most competitive USDA and FHA rates available today, use the Lendersa® USDA loan calculator. This tool will also help you understand the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to identify the best mortgage program for your financial situation in .
Overview of 2026 Loan Limits and Down Payment Requirements in Hickory, Catawba, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Hickory, NC
At Lendersa®, our aim is to facilitate a quick and straightforward process for securing the best USDA or FHA loan. Choose from three different starting points to effectively match with lenders and explore USDA loan options.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas, unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not necessitate any initial payment.
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
HSM Federal Credit Union has been open since 1977. The credit union has assets totaling $5.62 Million and provides banking services to more than 2, 000 members.
The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
At Foothills Mortgage & Equity We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on providing superior customer service and creating satisfied customers. From mortgage processing and underwriting, to loan closing and funding,
Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community.
When you're passionate about people like we are, you start to see the extraordinary in everyone.
CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
Morganton Savings Bank S.S.B. is Burke County’s only local financial institution, serving our neighbors and friends continuously since 1903.In 2001, we completed an adaptive historical renovation of “The Cedars”, the home of Col. Samuel McDowell Tate and relocated our offices in this landmark building. We are located at the intersection of West Uni
Piedmont Credit Union is a state chartered, federally insured community credit union, serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification you must live or work in Iredell county or be an immediate family member of a current member
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
