USDA Vs. FHA your options comparison in Tarboro, Edgecombe County, NC

In 2025, the USDA loan limit in Tarboro, located in Edgecombe, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Identify the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you decide which option suits your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Tarboro, Edgecombe, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tarboro, NC

Lendersa® works to get you the best USDA or FHA loan, fast and hassle-free. Choose one of three starting points to connect with matching lenders and suitable USDA loan programs.

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Exploring USDA Loans in NC

A USDA home loan is a government-backed option provided by the Department of Agriculture, often called a USDA rural development loan. Available only in rural areas, USDA loans differ from FHA loans as they require no down payment, unlike FHA's minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TMG MORTGAGE GROUP
  • 5401 South Kirkman Road, Suite 208, Orlando, FL, 32819
  • TMG MORTGAGE GROUP a TD Home Loans, Inc company Wade Darius Senior Loan Officer, a Real Estate Broker at TD Homes Real Estate, a Private Real Estate Wealth Client Advisor, a former Senior Mortgage Underwriter with some of the top U.S. Banks, and a former Candidate for Congress – Florida Congressional District 10.
  • Salvamerica LLC
  • 7208 West Sand Lake Road, Suite 305, Orlando, FL, 32819
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mile Marker Mortgage LLC
  • 8810 Commodity Circle, Suite 36, Orlando, FL, 32819
  • For the past 17 years in the Orlando mortgage market, Christina Santana has helped customers get mortgage approvals. Her extensive experience in the lending industry and her vast network of lenders and realtors, is the backbone of Mile Marker's ability to provide quick and excellent results.
  • Flow America Mortgages LLC
  • 5401 South Kirkman, Suite 310, Orlando, FL, 32819
  • Flow America is located in Orlando and serves all of Central Florida. Our team is highly qualified with extensive experience in real estate and financial markets. You can finance different types of real estate: houses, apartments, townhomes or commercial developments. We work Transperantly, avoiding Surprises.
  • The Money House, Inc.
  • 8751 Commodity Cir, Suite 17, Orlando, FL, 32819
  • Moneyhouse has been the # 1 non-depository mortgage bank in closings in Puerto Rico for the past 11 years. We are a full-service direct lender mortgage banking company offering a diverse array of products for home loan needs. Moneyhouse is committed to families. Moneyhouse understands the sensitivity that comes with making big family.
  • My Florida Mortgage Solutions, INC.
  • 6236 Kingspointe, Suite 8, Orlando, FL, 32819
  • My Florida Real Estate Group is an affiliate of My Florida Mortgage Solutions and may receive a financial benefit by working together. We are here to help you and guide you during the process of the purchase or refinance of your house or commercial business. Call us and make your appointment today
  • Florida Funding
  • 7329 Greenbriar Pkwy, Orlando, FL, 32819
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan."
  • Homespire Mortgage
  • 9100 Conroy Windermere Road, Suite 200, Orlando, FL, 32819
  • Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.
  • Battles Capital Investment Inc - PrivateInvestor.com
  • 7512 Dr. Phillips Blvd, Orlando, FL, 32819
  • Battles Capital Investments Inc. - PrivateInvestor.com | Specializes in the placement of private money loans directly with REITs, Individual Private Lenders, Family Offices, Insurance Companies, Hedge Funds, and Attorney Offices Nationwide. We have strong relationships with private money sources throughout the state of Florida.
  • American Liberty Mortgage - Orlando, FL
  • 7575 Dr. Phillips Blvd. #360, Orlando, FL, 32819
  • American Liberty Mortgage – Orlando, FL is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in Orlando and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loans. American Liberty Mortgage, Inc.
  • MortgageINQ
  • 6 Paul Revere Road, Lexington, MA, 02421
  • At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.