USDA Loan Vs. FHA loan pro & con for Tarboro, Edgecombe County, NC

In 2025, USDA loan limit in Tarboro, county of Edgecombe, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Tarboro, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

614 433 0570 412 miles Lender's profile and map Reviews New City Homes 975 W Broad Street, Columbus, OH, 43222 New City Ohio was created out of a desire to focus on improving urban neighborhoods through rehab, new construction, and providing support to the surrounding community. We are a real estate investment partner with a long term focus on improving communities by providing desirable, safe, and affordable housing solutions.
(740) 397-1136 412 miles Lender's profile and map Reviews CES Credit Union, Inc 1215 Yauger Road, Mount Vernon, OH, 43050 CES Credit Union is a not-for-profit, full-service financial cooperative owned by its members. Originally established in 1952 to serve the employees of Cooper Bessemer, CESCU is now open to everyone who lives, works, worships or attends school in Knox, Licking, Delaware, Richland and Ashland County.
(888) 488-4769 413 miles Lender's profile and map Reviews National Business Capital 1 Corporate Drive, Suite 202, Bohemia, NY, 11716 National Business Capital is the leading FinTech marketplace offering small business loans and services. We've secured over $1 billion in financing for small business owners to date. Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans.
(631) 389-2250 413 miles Lender's profile and map Reviews SouthFork Funding 2000 Arctic Avenue, Bohemia, NY, 11716 SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority. Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
(330) 286-3154 413 miles Lender's profile and map Reviews 7 17 Credit Union 3181 Larchmont Ave NE, Warren, OH, 44483 7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
(631) 434-3500 413 miles Lender's profile and map Reviews People's Alliance Federal Credit Union 125 Wireless Boulevard, Hauppauge, NY, 11788 Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
(631) 291-9160 413 miles Lender's profile and map Reviews Long Island Alliance Federal Credit Union 250 Veterans Memorial Highway, Suite 5A9, Hauppauge, NY, 11788 The Long Island Alliance Federal Credit Union has been in existence since 1938. We started out as the New York Highway Engineers Federal Credit Union and in the early sixties expanded our field of membership to include all New York State Employees who live and work on Long Island.
(631) 382-7310 413 miles Lender's profile and map Reviews Lighthouse Mortgage Corporation 527 Townline Road, Suite 305, Hauppauge, NY, 11788 Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
(631) 851-1100 413 miles Lender's profile and map Reviews Island Federal Credit Union 120 Motor Parkway, Hauppauge, NY, 11788 Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
(631) 273-1188 413 miles Lender's profile and map Reviews Evolution Mortgage Inc 140 Adams Avenue, Suite A5, Hauppauge, NY, 11788 Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
(631) 851-4420 413 miles Lender's profile and map Reviews Coltrain Funding Group LLC 140 Fell Court, Suite 101, Hauppauge, NY, 11788 Coltrain Funding Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.