USDA Loan Vs. FHA loan for Greensboro, NC [Guilford County ]

In 2026, the USDA loan limit for Greensboro, within Guilford, NC, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side to help decide which program in best fits your financial situation.

Options for USDA and FHA Loans in Greensboro, NC

The goal of Lendersa® is to provide you with the best USDA or FHA loans quickly and hassle-free. Choose one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. It is available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages demand none.

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(805) 543-4422 Lender's profile and map Reviews Pacific Trust Mortgage 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401 Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
(916) 802-0901 Lender's profile and map Reviews Floyd Eugene Luman II 4520 61st Street, Sacramento, CA, 95820 I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
916-277-9304 Lender's profile and map Reviews Socotra Capital 2208 29th St Suite 100, Sacramento, CA, 95817 Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
9857887422 Lender's profile and map Reviews ClearEdge Commercial Lending 1806 Pine st., Paso Robles, CA, 93446 ClearEdge Commercial is a nationwide business purpose lender with competitive rates and industry leading turn times. We are more than just a lender, we establish relationships with our clients. We listen and work with you to find the best solutions tailored to your needs. Specializing in non-owner-occupied residential invest properties, 1 - 30 un
(805) 239-3737 Lender's profile and map Reviews Simple Lending and Realty, INC. 1244 Pine Street, Suite 217, Paso Robles, CA, 93446 Simple Lending & Realty Inc founder of the Yesenia Meraz in 2009 along with other colleagues opened the office at 1244 Pine St Suite 217 initially as a retail mortgage company and a year later I obtained my Real Estate License. I worked as an independent mortgage broker until beginning of 2013 when Simple Lending & Realty was started
(805) 801-1032 Lender's profile and map Reviews A Straight Line Mortgage Solutions 404 Cool Valley Road, Paso Robles, CA, 93446 A Straight Line Mortgage Solutions are the low cost provider of home loans in the SLO county area. If you want to save money on your home purchase or refinance, this is the right place! We offer conventional, FHA, USDA and VA home loans at extremely competitive rates. We are wholesale Mortgage Brokers.This means we have multiple lenders to choose.
(805) 226-5550 Lender's profile and map Reviews KD Capital Mortgage Corporation 1305 Vine Street, Paso Robles, CA, 93446 KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.
(805) 674-6608 Lender's profile and map Reviews Connect Home Loans 2727 Buena Vista Dr, Suite 109, Paso Robles, CA, 93446 We are a privately held company large enough to meet all your needs, while small enough to make you a priority! Please take a look around & please let us know if we can assist you in any way. We look forward to hearing from you! Connect Home Loans offers custom financial solutions for every residential & commercial mortgage financing situation.
(800) 800-8888 Lender's profile and map Reviews Allequities Funding 3811 Florin Road, Suite 3, Sacramento, CA, 95823 This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.
(800) 582-5503 Lender's profile and map Reviews Golden Pacific Bank, National Association 1409 28th Street, Sacramento, CA, 95816 We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
(916) 396-0967 Lender's profile and map Reviews Wholesale West Lending Inc 725 30th street, Suite 203, Sacramento, CA, 95816 "Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"
(916) 416-5626 Lender's profile and map Reviews KMG Kappel Mortgage Group, Inc. 3673 J Street Sacramento, Sacramento, CA, 95816 Welcome to Kappel Mortgage Group! Where you will find mortgage brokers that are experts and understand the local market and rates so that you can ensure you are getting the best deal. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan.