USDA Loan Vs. FHA loan for Greensboro, NC 2026

In 2026, the USDA loan limit for Greensboro, within Guilford, NC, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side to help decide which program in best fits your financial situation.

Options for USDA and FHA Loans in Greensboro, NC

The goal of Lendersa® is to provide you with the best USDA or FHA loans quickly and hassle-free. Choose one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. It is available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages demand none.

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(818) 892-9100 Lender's profile and map Reviews Tribune Investments and Loans 15650 Devonshire Street, Suite 100, Granada Hills, CA, 91344 Tribune Investments and Loans will give you the personal attention you deserve with the respect you are due as a valued customer. We are known for integrity and experience in the mortgage industry, we are committed to break down the barriers to owning a home and to educate consumers.
(818) 660-5626 Lender's profile and map Reviews Franklin Express Mortgage Inc. 10723 White Oak Avenue, Granada Hills, CA, 91344 Franklin Express Mortgage Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(818) 366-5200 Lender's profile and map Reviews Southwest Mortgage 17045 Chatsworth Street, Granada Hills, CA, 91344 Southwest Mortgage are fractionalized, different investors own various percentages of the loan, meaning that each investor is putting up less than the entire amount required for the loan. An assignment of their interest in the trust deed is recorded with the county recorder. Even trust deed investors.
(818) 446-1703 Lender's profile and map Reviews Valleywide Capital Group Inc 10315 Woodley Avenue, Suite 114, Granada Hills, CA, 91344 Valleywide Lending. Our mission is to serve our clients with honesty, integrity and competence. We offer an array of loan products and our goal is to give our clients customized mortgage solutions while providing them with the most competitive interest rates and lowest closing costs available in the market.
(818) 322-5626 Lender's profile and map Reviews 3CALoan 10324 Woodley Avenue, Granada Hills, CA, 91344 CALoan is a mortgage brokerage, providing niche loan programs like STATED INCOME VERIFIED ASSET, conventional 5% down, bank statements, private loan, etc. 3CALoan is a specialist in difficult loan funding in Southern California.call us for a free consultation! Call us today at (818) 3CA-Loan or (818) 322-5626
818-422-9253 Lender's profile and map Reviews private money lenders 17715 Chatsworth Street suite 111, Granada Hills, CA, 91344 We are one of the largest private money lending firms in Granada Hills, CA. Our clients derive a great deal of trust as a result of our unique long-term relationships. Our knowledgeable management team is comprised of competent industry veterans, with many years of experience with all facets of the real estate finance industry.
(310) 450-5858 Lender's profile and map Reviews Residential Mortgage Solution LLC 11150 W. Olympic Blvd, Suite 600, Los Angeles, CA, 90064 Founded in 2003 as a specialty finance company, Residential Mortgage Solution (RMS) has participated on over 250 distinct buy and sell side transactions totaling over $10 billion in principal balance (UPB) as well as provided surveillance services on over $60 billion in UPB over a 18 year period.
(310) 481-8990 Lender's profile and map Reviews Vault Mortgage Group 11845 West Olympic Blvd, Suite 830, Los Angeles, CA, 90064 Vault Mortgage Group has become one of the premiere mortgage bankers in California. With a reputation based on trust, integrity & delivering exceptional client service, we are one of the fastest growing full- service bankers in our area. We have grown to become one of the largest independent mortgage banking operations in the western United States.
213-474-7980 Lender's profile and map Reviews Crescent Lenders 2999 Overland Ave, Suite 116, Los Angeles, CA, 90064 Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.
(424) 465-8500 Lender's profile and map Reviews Clear Capital Lending 11500 W Olympic Blvd, Suite 560, Los Angeles, CA, 90064 Clear Capital Lending are a full service Mortgage Banker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
(310) 478-5005 Lender's profile and map Reviews Pac Shores Mortgage Inc 11400 OLYMPIC BLVD STE 830, Los Angeles, CA, 90064 "Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs. Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.
(310) 540-0157 Lender's profile and map Reviews Loans4Less.com 22409 Susana Avenue, Torrance, CA, 90505 Loans4Less.com, Inc. is a public quoted holding company that owns Union Discount Mortgage, Inc. a licensed CA Real Estate Corporation and Mortgage Broker. Union Discount Mortgage, Inc. controls the rights to certain intellectual property, including but not limited to, the Loans4Less.com web site and the Loans4Less® Federal Service Mark.