USDA VS FHA in Greensboro, Guilford County, NC

In 2025, the USDA loan limit for Greensboro, within Guilford, NC, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side to help decide which program in best fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Greensboro, Guilford, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Greensboro, NC

The goal of Lendersa® is to provide you with the best USDA or FHA loans quickly and hassle-free. Choose one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, guaranteed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. It is available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BluePrint Realty and Lending, INC
  • 5701 Lonetree Boulevard, Suite 322, Rocklin, CA, 95765
  • In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. We have access to a full range of mortgage sources and all of our loan officers are dedicated to finding the right loan program with the right rate, terms, and requirements to meet your short-term and long-term goals.
  • Solcosta Home Loans, LLC
  • 5701 Lonetree Boulevard, Suite 316, Rocklin, CA, 95765
  • At Solcosta Home Loans, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first, and we believe that doing the right thing
  • Direct Wholesale Mortgage
  • 5701 Lonetree Boulevard, Suite 313, Rocklin, CA, 95765
  • Direct Wholesale Mortgage full service real estate and mortgage office, and specialize in providing clients with finding their dream homes, listing clients homes for sale and providing clients with their Mortgage lending needs. As a broker we have relationships with over 10 different lenders which offer variety of loan programs.
  • LRG LENDING
  • 5701 Lonetree Blvd, Suite 307-308, Rocklin, CA, 95765
  • At LRG Lending, the genuine care and well-being of our clients is our highest mission. We are driven to provide exceptional personal service for our clients who will always enjoy a warm, professional, and seamless experience. Our team is dedicated to building strong and honest client relationships through Loyalty, Respect, and Gratitude.
  • Capital city mortgage solution inc
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Capitol Direct Lending
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  • From affordable loans for first-time home buyers to traditional fixed and adjustable rate mortgages to jumbo loan amounts that accommodate upscale financing, we offer a wide variety of financing options. You can count on our extensive resources, capabilities, and expertise to provide the right home loan for you.
  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed
  • Crestone Mortgage
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  • A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.
  • Attorneys Funding Group
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  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.
  • Sacramento Owner Builder Center, Inc.
  • 4777 Sunrise Boulevard, Suite A, Fair Oaks, CA, 95628
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  • Mid Valley Funding & Inv., Inc.
  • 9706 Fair Oaks Boulevard, Suite 195, Fair Oaks, CA, 95628
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. MidValley Funding & Inv. Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Mid Valley Mortgage
  • 9706 Fair Oaks Boulevard, Suite 135, Fair Oaks, CA, 95628
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Mid Valley Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!