USDA Loan Vs. FHA loan for Kernersville, NC 2025

In 2025, the USDA loan limit for Kernersville, within Forsyth county, NC, is set at $336,500. For a single-family residence, the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Find out the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you identify which program in Alabama suits your financial situation best.

USDA and FHA Loan Options in Kernersville, NC

The goal of Lendersa® is to provide the best possible USDA or FHA loan with speed and ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.

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Understanding the USDA Loan in NC

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

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(219) 736-5767 Lender's profile and map Reviews ProFinance Federal Credit Union 7700 Broadway, Merrillville, IN, 46410 ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has been proud to offer our members a complete array of financial services including debit
(219) 942-3377 Lender's profile and map Reviews Northern Indiana Federal Credit Union 8121 Grand Boulevard, Merrillville, IN, 46410 Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments
(800) 260-5183 Lender's profile and map Reviews Members Source CU 8580 Virginia Street, Merrillville, IN, 46410 Originally established as Northern Indiana Public Service Employees’ Federal Credit Union on August 27, 1935 we offered membership to a group of employees who worked for NIPSCO. In November 2006, we changed our name to Members Source Credit Union and expanded our membership. We now have more than 6,200 members
(219) 845-6040 Lender's profile and map Reviews Local 697 FCU 7200 Mississippi Street, Suite 400, Merrillville, IN, 46410 Founded in 1959 to serve regular and associate members of Local 697, International Brotherhood of Electrical Workers Local 697 Federal Credit Union is a member owned and operated financial institution guided by a five-member volunteer Board of Directors. Since then the Federal Credit Union has opened its membership to the employees
(731) 635-1230 Lender's profile and map Reviews Bank of Ripley 134 N. Jefferson St., Ripley, TN, 38063 The Bank of Ripley is committed to being a friendly, locally owned community bank that consistently and profitably delivers high quality personal service and financial products to meet the needs of, and be recognized as a leader by, the communities we serve for the benefit of those who make our existence possible
(708) 769-6690 Lender's profile and map Reviews A&M Mortgage Group 8585 Broadway, Suite 600, Merrillville, IN, 46410 A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages. Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.
(219) 756-5626 Lender's profile and map Reviews Lake Mortgage Company, Inc. 4000 W Lincoln Hwy, Merrillville, IN, 46410 Lake Mortgage Company first opened its doors in 1946 in Gary, Indiana. With more than 75 years in business, we are now the oldest and most established mortgage banking firm in the region. We specialize in dependable pre-approvals and efficient loan processing so you can close your transaction on time.
(888) 236-8437 Lender's profile and map Reviews Centier Bank 600 E. 84th Ave, Merrillville, IN, 46410 Centier is Indiana’s largest private family-owned bank. Since 1895, the Schrage family has built a legacy of success that extends throughout the communities it serves. As a family-owned bank, Centier stands firmly behind its “Not For Sale” promise, pledging to the families, businesses, and communities of Indiana.
(866) 773-4466 Lender's profile and map Reviews SouthShore Region Mortgage 9111 Broadway, Suite H, Merrillville, IN, 46410 SouthShore Region Mortgage specializes in Conventional FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all the adequate knowledge to select the right loan product for you and your family.
(219) 769-1700 Lender's profile and map Reviews US #1364 Federal Credit Union 8400 Broadway, Merrillville, IN, 46410 Our goal as a Credit Union is to provide the best products and high-end service to the members that choose to bank with us. Without our members our doors would not be open. The lifeblood of a Credit Union is our membership, and at U S Federal Credit Union we are very happy to have some of the best members around.
(219) 765-1630 Lender's profile and map Reviews Larry the mortgage guy 8585 Broadway, Suite 600, Merrillville, IN, 46410 I'm Larry the Mortgage Guy, and I'm Here To Help You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate and It's easy to reach me - feel free to call me direct or if you prefer you
(219) 793-9999 Lender's profile and map Reviews Insight Mortgage 8101 Polo Club Dr, Suite A, Merrillville, IN, 46410 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.