In 2025, the USDA loan limit for Kernersville, within Forsyth county, NC, is set at $336,500. For a single-family residence, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Find out the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you identify which program in Alabama suits your financial situation best.
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to provide the best possible USDA or FHA loan with speed and ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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