USDA Vs. FHA your options comparison in Apex, Wake County, NC
In 2025, the USDA loan cap in Apex, located in Wake county, NC, is $336,500, whereas the FHA cap for a single-family house is $502,550.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documentation required to qualify. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you select which program in optimally matches your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Apex, Wake, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$502,550
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Apex, NC
The objective of Lendersa® is to expedite acquiring the best USDA or FHA loan efficiently and without stress. Choose one of three starter paths to get matched with lenders and USDA loan programs.
USDA home loans are government-guaranteed loans provided by the Department of Agriculture, often called USDA rural development loans or USDA mortgages. These loans are exclusively available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
2450 N SR 434, Suite 2019, Altamonte Springs, FL, 32714
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
237 S. Westmonte Dr,Suite 315, Rockledge, FL, 32714
At Infinity Mortgage Group, Inc, where we specialize in residential mortgages. At Infinity Mortgage Group, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
238 N. Westmonte Dr, Suite 120, Altamonte Springs, FL, 32714
Lend Florida works to bring significant change in people’s lives by providing them suitable mortgage financing options with high attention to customer service, speed, and competitive rates on the mortgage with minimal closing costs. From the purchase of your new home to refinancing, our team is ready.
982 Douglas Avenue, Suite 100, Altamonte Springs, FL, 32714
The Patriot Home Funding Inc. Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.At Patriot Home Funding Inc., our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
940 Centre Circle Suite 1010, Altamonte Springs, FL, 32714
At Fairway, customer service is a way of life. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and guiding customers through every step of the loan process.
483 Montgomery Place, Altamonte Springs, FL, 32714
Secured Investment Lending has provided a lending solution for entrepreneurs looking for capital to buy and renovate distressed properties. Our dedicated team has provided over $500 million in loans to our clients. We know investors because we are investors. We wanted to create a solution to a problem.
400 Renaissance Center, Suite:2600, Detroit, MI, 48243
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Global Generation Group launched in September 2008 by John Syron, founder of what grew to be one of the largest privately held Automotive OEM manufacturing companies world wide, to provide solutions that integrate technology enhanced performance, risk reduction and unique capital solutions to help American Businesses.
15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
With over 80 years of outstanding service, Niagara Regional FCU’s mission remains the same: Providing the complete banking experience by adapting our products to meet the needs of our growing membership, staying current with the latest technology, retaining staff and volunteers who educate every member on a personal level to meet individual needs.
