In the year 2025, the USDA loan limit in Cary within the county of Wake, NC stands at $336,500, whereas the FHA limit for a single-family residence is $502,550.
Utilize the Lendersa® USDA loan calculator today to weigh the best USDA against FHA rates, identifying the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you determine which plan in suits your financial requirements best.
Review of 2025 Loan Limits and Down Payment Requirements in Cary, Wake, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$502,550
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Cary, NC
The mission of Lendersa® is to facilitate securing the optimal USDA or FHA loan efficiently and without undue stress. You are offered three different pathways to match with lenders and USDA loan offerings.
A USDA home loan, secured by the United States Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically accessible in rural locales. Unlike FHA loans which necessitate a base down payment of 3.5%, USDA mortgage loans mandate no down payment whatsoever.
2900 Adams Street, Suite A305, Riverside, CA, 92504
At Locke Your Loan we strive to create a client experience like no other, but we can’t do that without a team. In the office, we focus on maintaining and providing a positive workplace by creating an environment that is respectful and rewarding. Our Mission is to provide our clients with education.
At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
10075 Carroll Canyon Road, Suite 120, San Diego, CA, 92131
Cabrillo Credit Union has been making managing your money easy since 1955. Currently, over 22,000 people trust Cabrillo to provide excellent service and to be a safe and secure place to deposit their funds and get great rates on their auto & home loans as well as credit card The Credit Union is a member-owned, not-for-profit financial institution.
There’s so much to know about Mission Fed Credit Union in San Diego! We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs. You can think of us as your one-stop financial services provider, offering you all kinds of Savings Accounts, Loans, eServices
San Diego Homes & Loans helping families achieve their Real Estate goals. With 15+ years of Mortgage and Real Estate experience, I enjoy guiding my clients through the process of buying, selling, or refinancing. I work hard to understand every borrower's wants, needs, and financial goals
1st American Mortgage Lenders is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
10620 Treena Street, Suite 230, San Diego, CA, 92131
We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
Westonhill Properties & Financial Group was founded on a strong belief of service, honesty, and reliability. We are dedicated to providing unparalleled service and to educating every client we serve. We are proud to say that our dedication has earned us a loyal following of clients in San Diego. With Westonhill Properties & Financial Group.
Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.
Click Mortgage, a Division of Golden Bear Capital, Inc
10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
