USDA Loan Vs. FHA loan pro & con Morrisville, Wake County, NC

In the year 2025, the USDA loan limit in Morrisville, within the county of Wake, NC, is set at $336,500, while the FHA limit for a single-family home is $502,550.

Employ the Lendersa® USDA loan calculator to evaluate the top rates between USDA and FHA loans today. Determine what income, credit, reserves, and documentation are needed for eligibility. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side to assist you in deciding which option in Alabama best fits your financial profile.

Options for USDA and FHA loans in Morrisville, NC

The mission of Lendersa® is to deliver the best USDA or FHA loan quickly and efficiently. Choosing one of three beginning points will match you with lenders and their USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

The USDA home loan, underwritten by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is only available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require a down payment.

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(248) 274-4748 Lender's profile and map Reviews Brick Financial Group LLC 18 N Washington Street, Suite C, Oxford, MI, 48371 At Brick Financial Group our main goal is to provide an exceptional value while maintaining high service standards to all members of our extended community. In an ever changing mortgage market, where technology and robot loans are all the rage, we want to be the lender who is for the people, by the people.
(618) 445-2344 Lender's profile and map Reviews Citizens National Bank of Albion 10 West Elm Street, Albion, IL, 62806 Citizens National Bank of Albion is one of the leading privately-held financial institutions in Southern Illinois and this area's most trusted lender. We offer personalized customer care and the newest in banking technologies. Headquartered in Albion, Illinois and operating banking centers in Olney, Bridgeport, Lawrenceville, Crossville.
(800) 422-3372 Lender's profile and map Reviews First Federal Savings Bank 301 E 9th Street, Rochester, IN, 46975 First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
(833) 427-6777 Lender's profile and map Reviews CrossPoint Funding 3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(321) 806-1013 Lender's profile and map Reviews Eagle Bay Mortgage LLC 5995 Trieda Drive, Viera, FL, 32940 John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.
(321) 704-3154 Lender's profile and map Reviews Phoenix Star Mortgage LLC 7341 Office Park Place, Suite 201, Melbourne, FL, 32940 Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
(321) 537-1137 Lender's profile and map Reviews Shelter Mortgage Company 7341 Office Park Place, Suite 106, Melbourne, FL, 32940 Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
(315) 797-2700 Lender's profile and map Reviews Bank of Utica 222 Genesee Street, Utica, NY, 13502 Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.
(315) 724-5133 Lender's profile and map Reviews Utica District Telephone Employees Federal Credit Union 2812 Genesee Street, Utica, NY, 13502 Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.
(860) 253-4780 Lender's profile and map Reviews Tobacco Valley Teachers Federal Credit Union 182 South Road, Enfield, CT, 06082 Tobacco Valley Teachers Federal Credit Union is a member-owned financial institution committed to providing products and services to meet each member's financial needs. We pledge to deliver personalized, competitive and high-quality service. Tobacco Valley Teachers Federal Credit Union represents a pool of money saved by the members.
(860) 253-5100 Lender's profile and map Reviews Enfield Community Federal Credit Union 11 Cranbrook Boulevard, Enfield, CT, 06082 The Enfield Community Federal Credit Union was originally chartered on October 19, 1936, as the Bigelow-Sanford Employee’s Credit Union. The original field of membership consisted of the carpet mill’s employees. There were seven different department credit unions within the company. However in 1946, the seven credit unions were merged into one.
(860) 763-3591 Lender's profile and map Reviews CSP Employees Federal Credit Union 285 Shaker Road, Building 44, Enfield, CT, 06082 CSP Employees Federal Credit union is a member-owned, non-profit organization whom serves the entire CT Department of Corrections staff and their immediate family members. Originally chartered in 1949 and located in Enfield, CT on the CRCI Property, CSP was once a “One Man Operation”.