USDA Vs. FHA your options comparison in Oak-Ridge, Guilford County, NC
For 2025, the USDA loan limit in Oak-Ridge, within the county of Guilford, NC is $285,000, while the FHA limit is $356,362 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the leading rates of USDA versus FHA and determine the necessary income, credit level, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which option in best suits your financial circumstances.
Loan Limits and Downpayment Requirements for 2025 in Oak-Ridge, Guilford County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Oak-Ridge, NC
Lendersa® seeks to secure you the most suitable USDA or FHA loan efficiently and without hassle. Choose one of three starting paths that align with lenders and USDA programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans which require a 3.5% down payment, the USDA mortgage requires none, making it more accessible for eligible homebuyers in rural communities.
6143 South Willow Drive, Suite 340, Greenwood Village, CO, 80111
CDC Financial Group, Inc, Established in 1998. our dedicated team of mortgage professionals are well versed in the Colorado market. When working with us, you will receive personalized service and an unsurpassed commitment to communication throughout the entire loan process, start to finish
5610 East Ida Circle, Suite 100, Englewood, CO, 80111
Hanover Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
6500 South Quebec Street, Suite 300, Englewood, CO, 80111
At Nationwide Home Loans, Inc, we can handle just about any real estate financing situation, whether you are buying, renovating, refinancing, or investing. There is not enough space here to list the many programs we offer, but here are just a few Conventional, VA, FHA, and USDA loans for existing construction
7887 E Belleview Avenue, Suite 1100, Englewood, CO, 80111
The new loan application on TLD Financial's web site makes it easy for you to safely apply online, day or night. You save time and money. Discover the difference when you check the progress of your loan from your own computer. We never lose sight of the personal touch. You'll love the convenience of our proven technology and competent staff.
8490 E. Crescent Parkway, Suite 120, Greenwood Village, CO, 80111
DHA Financial is owned and operated by Dan Langerman and Jennifer Langerman. Since 2001 DHA Financial has helped thousands of families realize the dream of home ownership. We are a Correspondent lender, which means that we are 100% invested in the experience our company delivers to you,
Professional Wholesale Mortgage, LLC is a Colorado based company providing the lowest rates to customers across the region. We are a small company that focuses on providing competitive home loans that make sense for our clients. We understand your mortgage needs and will work to get you the best rate available.
The Alliance Mortgage Group team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all Colorado residents with a Hassle-Free, Five Star experience. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help.
6021 S Syracuse Way, Suite 104, Englewood, CO, 80111
Our mission at Colten Mortgage is to make the loan process as stress-free as possible for our clients and partners. We use innovative technology to make the loan process smooth and simple, but we never underestimate the power of the human touch. Direct communication with our Loan Officers and Processing team when you have questions
