USDA and FHA Pro and Con in Oak-Ridge, Guilford County, NC
For 2025, the USDA loan limit in Oak-Ridge, within the county of Guilford, NC is $285,000, while the FHA limit is $356,362 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the leading rates of USDA versus FHA and determine the necessary income, credit level, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which option in best suits your financial circumstances.
Loan Limits and Downpayment Requirements for 2025 in Oak-Ridge, Guilford County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Oak-Ridge, NC
Lendersa® seeks to secure you the most suitable USDA or FHA loan efficiently and without hassle. Choose one of three starting paths that align with lenders and USDA programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans which require a 3.5% down payment, the USDA mortgage requires none, making it more accessible for eligible homebuyers in rural communities.
At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.
Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
Since 1955, Best Financial Credit Union, formerly Community Schools Credit Union, has focused on providing a comprehensive, member-first banking alternative to the people of West Michigan. We've done so by a combination of getting to know our members' needs on a personal basis, then responding with customized, state-of-the-art services.
Service 1 Federal Credit Union is a member-owned, not-for-profit financial cooperative whose purpose is to promote members' financial well-being and create a positive change in the communities we serve. All profits earned are returned to our members in the form of less fees and better rates. Credit Union is a member-owned
Pinnacle Real Estate Advisor Home Loans is a locally owned and operated mortgage company located at 2020 Marconi Ave in the heart of The Hill. The Pinnacle Team was established in August 2014 and is now run by Chris Gianino, President, and Bill Lally, CEO. Pinnacle was founded from the need for a more streamlined residential lending process
Patriot Credit Union has been providing fast, personal service to it's members for over 50 years. We are owned and operated exclusively for our members, providing service to our members is our main goal. Because we are owned by our members, we can not be bought out by another financial institution.
Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. Your confidence in us and satisfaction with our service.
Solutions Financial Mortgage is a mortgage banker whose operations originate mortgage loans in Illinois and Florida. We are a correspondent lender with an exceptional product variety and competitive rates. Solutions Financial Mortgage was founded by loan originators to serve the industry in a unique capacity
