USDA Vs. FHA Pro and Con comparison in Leland, Brunswick County, NC

For 2025, the USDA loan limit in Leland, county of Brunswick, NC stands at $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to evaluate and contrast today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting the best program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Leland, Brunswick, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Leland, NC

The goal of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

The USDA home loan, guaranteed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is accessible exclusively in rural areas. In contrast to FHA loans necessitating a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Atlas Mortgage Solutions
  • 8899 S 700 E, Suite 125, Sandy, UT, 84070
  • Atlas Mortgage Solution offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers. We are constantly striving to keep our process streamlined and user friendly. We want all borrowers involved to feel informed and cared about every step of the way.
  • South Towne Mortgage
  • 11075 S State Street, Bldg 2, Sandy, UT, 84070
  • South Towne Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • ALLIANCE LENDING SERVICES
  • 9730 S. 700 E, Suite 101, Sandy, UT, 84070
  • Alliance Lending Services (ALS) was founded on the belief that strategic planning and market knowledge are the foundation of the mortgage process. This belief has inspired a passion for delivering superior services that foster effective mortgage solutions. With over 20+ years of experience and knowledge in the mortgage industry.
  • Momentum Loans
  • 9490 S 300 W, Suite 100, Sandy, UT, 84070
  • Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.
  • RANLife
  • 9272 South 700 East, Sandy, UT, 84070
  • RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
  • American Title Loans
  • 3355 S State St, Salt Lake City, UT, 84115
  • At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
  • TransWest Credit Union
  • 37 West 1700 South, Salt Lake City, UT, 84115
  • TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County. TransWest Credit Union is a not-for-profit organization.
  • Tanner Employees Credit Union
  • 1865 S Main Street, Suite 2, Salt Lake City, UT, 84115
  • Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit. From the beginning our credit union philosophy was “people helping people”, and remains the same today.
  • Firefighters Credit Union
  • 124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
  • Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups: Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah Full-time or part-time employee of a fire departm