USDA Loan Vs. FHA loan pro & con Wrightsboro, New Hanover County, NC

In 2025, the USDA loan limit for Wrightsboro in New Hanover County, NC stands at $336,500, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the best current USDA versus FHA rates, and determine the income, credit reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in pinpointing which program suits your financial situation in .

USDA and FHA Loan Choices in Wrightsboro, NC

The goal of Lendersa® is to efficiently provide you with the best possible USDA or FHA loan without hassle. Select from one of three methods that lead to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

USDA home loans, also known as USDA mortgages or rural development loans, are backed by the Department of Agriculture and available primarily in rural areas. Unlike FHA loans, which require a minimum 3.5% downpayment, USDA loans require no down payment, making them more accessible to eligible borrowers.

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(606) 796-3086 Lender's profile and map Reviews Pinnacle Bank, Inc. 26 Second Street, Vanceburg, KY, 41179 Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.
(423) 267-7621 Lender's profile and map Reviews Chattanooga First Federal Credit Union 3120 Broad Street, Chattanooga, TN, 37408 Chattanooga First Federal Credit Union started out small with the sole ambition of serving employees of U.S. Pipe and Foundry and their families. Over time, we've expanded our membership base to others and now offer a comprehensive range of credit union services. Chattanooga First Federal Credit Union Established in 1961.
(423) 756-6201 Lender's profile and map Reviews Chattanooga Neighborhood Enterprise 1500 Chestnut Street, Suite 102, Chattanooga, TN, 37408 Chattanooga Neighborhood Enterprise, Inc. was founded in 1986 to help improve the quality of life in Chattanooga by building strong, sustainable neighborhoods through the promotion and preservation of homeownership. CNE has helped over 4.000 Chattanooga residents purchase their first home.
(423) 266-8730 Lender's profile and map Reviews Mortgage Assurance, LLC 1391 Holmes Street, Suite 119, Chattanooga, TN, 37408 Morgage Assurance is ready to help you purchase your dream home today. We are a family owned business located in Chattanooga, Tennesee Mortgage Assurance has nurtured relationships with numerous lending companies across the U.S., which allows us to custom fit a lender for the loan program.
(610) 734-1883 Lender's profile and map Reviews Upper Darby Belltelco Federal Credit Union 1410 Bywood Avenue, Upper Darby, PA, 19082 The Mission Statement of the UDBell Federal Credit Union has been since its inception in 1940 and continues to be one of SERVICE to its membership. It still believes in the national credit union credo of “not for profit, not for charity, but for service”. All our goals are dedicated to providing a financially sound.
(610) 352-2000 Lender's profile and map Reviews Forge Federal Credit Union 1402 Bywood Avenue, Upper Darby, PA, 19082 At Forge Credit Union, we understand everyone has different financial needs. That's why we offer a wide variety of miscellaneous services to help meet those needs. When you become a member of Forge Credit Union, you are joining the family of thousands that depend on us for excellent member service.
(814) 487-5714 Lender's profile and map Reviews C-B-W Schools Federal Credit Union 460 Locust Street, Sidman, PA, 15955 The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families. Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
(814) 262-9117 Lender's profile and map Reviews Franklin Johnstown Federal Credit Union 310 Bloomfield Street, Johnstown, PA, 15904 The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
(423) 535-6103 Lender's profile and map Reviews BCBST Employee Credit Union 1 Cameron Hill Circle, Chattanooga, TN, 37402 The credit union began operating on January 1, 1972, with 452 members & $4, 766 in shares. After over 5 decades of service, the credit union’s membership has increased to over 2, 800, with total assets exceeding $10 million. You can do business with the BCBST Employee CU with confidence because of its history of stability, professionalism & growth.
(423) 756-3300 Lender's profile and map Reviews Comtrust Federal Credit Union 1020 Riverfront Parkway, Chattanooga, TN, 37402 Comtrust FCU is a strong, well capitalized credit union whose member accounts are federally insured to $250, 000 by the National Credit Union Administration, one of the strongest insurance funds in the country. We take pride in assuring our members that their account information is secure, private and protected with up-to-date technology available.
(423) 558-3400 Lender's profile and map Reviews RockPoint Bank, National Association 401 Chestnut Street, Suite 101, Chattanooga, TN, 37402 When it comes to managing your money and growing your company, a banking relationship based on personalized service is becoming harder to find- that’s why we created RockPoint Bank. We're a locally-owned business bank headquartered in Chattanooga, Tenn., that embraces the spirit of our community.
(866) 668-4700 Lender's profile and map Reviews First Volunteer Bank 728 Broad St, Chattanooga, TN, 37402 Our mission is to be the bank where “every customer comes back and brings a friend. Over the years, we have grown to more than 24 branch offices in Tennessee and Northwest Georgia, while never losing focus on the customer. We remain attentive to the banking needs of our consumer, small business, and commercial banking customers.