FHA Vs. USDA loan program for Matthews, Mecklenburg County, North Carolina

During 2025, the USDA loan threshold in Matthews, situated in the county of Mecklenburg, NC, stands at $336,500, whereas a single-family home's FHA limit is set at $472,030.

Utilize Lendersa® USDA loan calculator to juxtapose today's USDA versus FHA top rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program for your financial situation in Alabama.

Exploring USDA and FHA Options in Matthews, NC

The aim of Lendersa® is to provide you with the best USDA or FHA loan swiftly and hassle-free. Choose from three starting points to connect to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is applicable only in rural areas. In contrast to FHA mortgages that necessitate a 3.5% down payment minimum, USDA loans do not entail any down payment.

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(518) 793-4121 Lender's profile and map Reviews Glens Falls National Bank and Trust Company 250 Glen Street, Glens Falls, NY, 12801 "As a full-service commercial bank, we offer a broad range of financial services, including: Online and mobile banking Consumer and commercial loans Trust and retirement services Money market and deposit accounts Wealth management Insurance services Since 1851, we have been serving this region and helping our neighbors achieve their f
(225) 266-7144 Lender's profile and map Reviews Capital Access Mortgage LLC 4686 Groom Road, Suite B, Baker, LA, 70714 We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(815) 938-3121 Lender's profile and map Reviews Solutions Bank 200 Main Street, Forreston, IL, 61030 Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
(262) 241-4300 Lender's profile and map Reviews Shorecrest Mortgage LLC 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092 At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(815) 225-7171 Lender's profile and map Reviews Milledgeville State Bank 451 North Main Street, Milledgeville, IL, 61051 Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
(262) 784-6640 Lender's profile and map Reviews Westbury Bank N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188 Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium. That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo
(262) 781-1100 Lender's profile and map Reviews Accunet Mortgage LLC N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188 Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
(262) 650-9890 Lender's profile and map Reviews First Fidelity Home Mortgage of Wisconsin, LLC 2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188 We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.
(318) 397-4243 Lender's profile and map Reviews Monroe Telco Federal Credit Union 4705 Cypress Street, West Monroe, LA, 71291 Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
(318) 340-9656 Lender's profile and map Reviews Centric Federal Credit Union 3711 Cypress Street, Suite 1, West Monroe, LA, 71291 Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
(225) 265-2265 Lender's profile and map Reviews First American Bank and Trust 2785 Hwy 20, Vacherie, LA, 70090 First American offers comprehensive financial products and services for investing in a brighter future for its customers. A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. On December 3, 1910,First American Bank and Trust was chartered.
(888) 681-2299 Lender's profile and map Reviews Helping Hands Community Partners 421 Elmwood Ave., Providence, RI, 02907 Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.