USDA Vs. FHA Pro and Con comparison in Roxboro, Person County, NC
During 2025, the USDA loan limit in Roxboro, Person county of NC, is $404,800, whereas for a single-family home, the FHA limit is $602,600.
To compare today’s optimal USDA and FHA rates, use the Lendersa® USDA loan calculator. It helps assess the necessary income, credit, reserves, and documents for qualification. By utilizing our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the best option in for your financial condition.
2025 Loan Limits and Down Payment Details in Roxboro, Person County, NC
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$602,600
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Roxboro, NC
Lendersa® aims to quickly secure you the ideal USDA or FHA loan without complication. Pick one of three starting methods to find matching lenders and USDA loan programs.
The USDA home loan is backed by the Department of Agriculture (USDA) and is meant for rural areas only. Known also as a USDA rural development loan or USDA mortgage, it differs from FHA loans, which require a minimum 3.5% down payment, as the USDA loan requires no down payment at all.
Our Mission to Serve and support our members and our community. Our Vision to Provide excellent service to our evolving members and earn lifetime loyalty. Our Values to Go above and beyond. We are always looking for ways to do more, be better, and go further: including interactions with members, attention to detail, and leading in our community.
Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders
The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.
Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
MK Mortgage Group LLC headquarters is in Elizabeth, Colorado. MK Mortgage Group LLC is in the sectors of: Financial Services. This company is a banking company based out of 1660 Prominence Circle. When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford
133 County Road 17, Suite E1-A, Elizabeth, CO, 80107
"Janie Taylor of the Taylor Mortgage Group began her real estate career in Denver in 1975 starting with on site sales. Her success led to resales, commercial investment, commercial leasing and farm, ranch and land sales.
We offer almost any loan you could ever imagine! Land, Construction, Refinance, Jumbo and much much more!"
Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.
