USDA VS FHA in Roxboro, Person County, NC

During 2025, the USDA loan limit in Roxboro, Person county of NC, is $404,800, whereas for a single-family home, the FHA limit is $602,600.

To compare today’s optimal USDA and FHA rates, use the Lendersa® USDA loan calculator. It helps assess the necessary income, credit, reserves, and documents for qualification. By utilizing our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the best option in for your financial condition.

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2025 Loan Limits and Down Payment Details in Roxboro, Person County, NC

Loan Type Loan Limit Down Payment
USDA $404,800 0%
FHA $602,600 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Roxboro, NC

Lendersa® aims to quickly secure you the ideal USDA or FHA loan without complication. Pick one of three starting methods to find matching lenders and USDA loan programs.

Results of Lendersa USDA loan request and matches

Understanding USDA Loans in NC

The USDA home loan is backed by the Department of Agriculture (USDA) and is meant for rural areas only. Known also as a USDA rural development loan or USDA mortgage, it differs from FHA loans, which require a minimum 3.5% down payment, as the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Castle Mortgage Corp.
  • 11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
  • At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community
  • Bildwise
  • 10100 Lantern Rd #125, Fishers, IN, 46037
  • Bildwise provides the tools for fix/flip & buy/hold type investment strategies. We connect remote investors with fully vetted and proven contractors, then we coordinate all parties involved in the rehab project. We assist you throughout the rehabilitation and/or renovation project. Our coordinators are your boots on the ground.
  • First Indiana Mortgage
  • 11216 Fall Creek Road, Suite 118, Indianapolis, IN, 46256
  • First Indiana Mortgage provides comprehensive residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer low rates with excellent customer service. residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer.
  • Firstar Financial Inc
  • 10502 Schooner Court, Indianapolis, IN, 46256
  • Firstar Financial is a full service mortgage company that works hand-in-hand with its customers throughout the whole loan process. Since we are a referral-based mortgage company, customer service is our number one priority. That is why at Firstar Financial, we go out of our way to make sure each and every customer is given superior service.
  • 1st Signature Lending
  • 9800 Crosspoint Blvd, Suite 300, Indianapolis, IN, 46256
  • "1st Signature Lending is a unique mortgage company with the borrower's interest in mind. At 1st Signature Lending we believe our staff should work to meet and exceed the expectations of our borrowers. By keeping the needs of our borrowers in mind throughout the process, we are creating satisfied customers one day at a time."
  • Monroe Community CU
  • 715 N Telegraph Road, Monroe, MI, 48162
  • We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members. Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)
  • Metamora State Bank
  • 120 East Main Street, Metamora, OH, 43540
  • MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. At Metamora State Bank you are more than a customer — you are a friend.
  • BIZCAPFUND INC.
  • 111 Tonowanda street, Buffalo, NY, 14207
  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to