USDA and FHA Pro and Con in Pinehurst, Moore County, NC

In 2025, the USDA sets a loan limit of $336,500 in Pinehurst, located in Moore, NC. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the current USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation for qualification. Our advanced calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the best fit for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Pinehurst, Moore, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pinehurst, NC

At Lendersa®, our goal is to secure you the best possible USDA or FHA loan quickly and with ease. Start by choosing one of three routes to connect with lenders and USDA loan programs.

Outcomes of Lendersa's USDA loan requests and matching process

Understanding USDA Loans in NC

The USDA mortgage, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan. It is exclusively offered in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Woodland Bank
  • 2610 South Highway 169, Grand Rapids, MN, 55744
  • Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara
  • The Haviland State Bank
  • 209 North Main Street, Haviland, KS, 67059
  • Haviland State Bank opened in 1903 by George Lemon of Pratt. The First directors of the bank were founder George Lemon, President; Otto H. Bock, Secretary and Cashier; H.A. Barbee, a cattleman near Pratt; R.D. Woodward, and L.J. Woodward of Haviland. When HSB first opened in 1903 the money was not kept in the bank.
  • Bank of Elgin
  • 101 North 2nd Street, Elgin, NE, 68636
  • "Bank Of Elgin is a branch office of Bank Of Elgin. They provide the following services: Full Service Office Location & are located at 101 North 2nd Street in Elgin Nebraska. Mobile & traditional directions to this location can be found below along with ratings lobby hours, their phone number, online banking website & additional banking informati
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  • Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.
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  • 301 West Grand Ave, Yoakum, TX, 77995
  • our customers progress through innumerable and significant changes. We have seen the introduction of the automobile, two World Wars, The Beatles, and banking on an iPhone. We stood solid through the Great Depression, fundamental shifts in post-war business and behavior, unthinkable interest rates in the 1970s, the financial crisis
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  • 6411 North Lamar Boulevard, Austin, TX, 78758
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  • Government Employee Federal Credit Union
  • 10806 Metric Boulevard, Austin, TX, 78758
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