USDA Vs. FHA Pro and Con comparison in Seven-Lakes, Moore County, NC

In 2025, the USDA loan limit for Seven-Lakes in Moore, NC is set at $285,000, while the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Assess the income, credit, and reserve requirements as well as necessary documentation for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the program best suited to your financial needs in .

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Loan Limits and Downpayment Needs for 2025 in Seven-Lakes, Moore County, NC

Loan Type Loan Limit Downpayment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Seven-Lakes, NC

The aim of Lendersa® is to quickly help you secure the best USDA or FHA loan without complications. You have three starting options to find lenders and the right USDA loan programs.

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Understanding USDA Loans in NC

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the Department of Agriculture and is exclusive to rural areas. These loans require no down payment, unlike FHA loans which mandate a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



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