USDA VS FHA in Seven-Lakes, Moore County, NC

In 2026, the USDA loan limit for Seven-Lakes in Moore, NC is set at $285,000, while the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Assess the income, credit, and reserve requirements as well as necessary documentation for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the program best suited to your financial needs in .

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Loan Limits and Downpayment Needs for 2026 in Seven-Lakes, Moore County, NC

Loan Type Loan Limit Downpayment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Seven-Lakes, NC

The aim of Lendersa® is to quickly help you secure the best USDA or FHA loan without complications. You have three starting options to find lenders and the right USDA loan programs.

Lendersa USDA loan request with matching results

Understanding USDA Loans in NC

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the Department of Agriculture and is exclusive to rural areas. These loans require no down payment, unlike FHA loans which mandate a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Derry Area Federal Credit Union
  • 160 East First Avenue, Derry, PA, 15627
  • The Derry Area Federal Credit Union was originally founded in 1949 to provide members with a systematic way to save and offer credit to members at reasonable rates. At that time our membership consisted of the employees of Derry Westinghouse and members of their immediate family.

  • Heritage Federal Credit Union
  • 700 Regis Avenue, Pittsburgh, PA, 15236
  • Heritage Federal Credit Union America was still recovering from the effects of the Great Depression. Credit union organizers all over the country had been working for more than a dozen years to spread the word to average workers that they could take more control of their financial lives by forming a credit union.

  • Visionary Federal Credit Union
  • 201 Beram Avenue, Bridgeville, PA, 15017
  • "Visionary FCU was founded in November 1960 as Universal-Cyclops Bridgeville Federal Credit Union. We changed our name to Visionary FCU in 1997, and now serve members that live, work, go to school, or worship in Allegheny County, PA.

    We are also a member of the Credit Union Shared Branch Network.

  • Mohsin Mortgage Corp
  • 3075 Washington Pike, Bridgeville, PA, 15017
  • Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate

  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.

    Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.

  • Irvin Works Federal Credit Union
  • 1301 Camp Hollow Raod, West Mifflin, PA, 15122
  • The Irvin Works Federal Credit Union has been serving employees of the Irvin Works Mill & their families for the past 80 years. We promise to continue to be “Your Full-Service Financial Institution: Growing and Changing for the Future of Our Members.
    Over the years our Credit Union happily has been serving the Steel Workers of the Mon Valley Works

  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan

  • Blevins Home Mortgage
  • 2114 Swartz Rd, Darlington, MD, 21034
  • Blevins Home Mortgage. We are a full service mortgage company based in Darlington, Maryland. We service all of Maryland and specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans and Renovations Loans. Whether you are buying a home or refinancing, Blevins Home Mortgage has got you covered.

  • First Fidelity Bank
  • 1400 Gault Avenue North, Fort Payne, AL, 35967
  • First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne

  • Peoples Bank
  • 265 Old Springfield Road, Lebanon, KY, 40033
  • Peoples Bank is a Kentucky owned community bank founded in 1910. The world has changed a lot since then. One thing that hasn’t changed is the importance of good old fashioned personalized attention. Banking is still a people business that involves relationships, trust and dependability. Our experienced bankers will be happy to assist you with your