USDA Vs. FHA your options comparison in Southern-Pines, Moore County, NC
For the year 2025, the USDA loan limit in Southern-Pines, located in Moore county, NC, is $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to assess and compare today's top USDA and FHA rates. Identify the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you choose the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Southern-Pines, Moore, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Southern-Pines, NC
The objective of Lendersa® is to ensure you secure the best possible USDA or FHA loan quickly and hassle-free. Choose one of three starting paths to align with matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and often known as a USDA rural development loan, is specifically for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, making them particularly attractive to eligible borrowers.
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