USDA and FHA Pro and Con in Southern-Pines, Moore County, NC
For the year 2026, the USDA loan limit in Southern-Pines, located in Moore county, NC, is $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to assess and compare today's top USDA and FHA rates. Identify the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you choose the best option for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Southern-Pines, Moore, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Southern-Pines, NC
The objective of Lendersa® is to ensure you secure the best possible USDA or FHA loan quickly and hassle-free. Choose one of three starting paths to align with matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and often known as a USDA rural development loan, is specifically for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, making them particularly attractive to eligible borrowers.
Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members & regulated by the National Credit Union Administration. Chartered on April 18, 1960, we exist primarily to promote thrift amongst our members.
Fort Bragg Federal Credit Union is a local credit union that has served the greater Fort Bragg
937 S McPherson Church Rd, Fayetteville, NC, 28303
Lends in North Carolina
Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.
Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.
We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well.
A full service credit union open to all who live, work, or worship in Cumberland County, NC.
Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience. Established in 2007, Sweetwater Capital began as a boutique commercial mortgage brokerage firm, specializing in permanent debt solutions. In 2019, we expanded our services to include our investment sales platform.
639 Executive Place, Suite 203, Fayetteville, NC, 28305
Lends in North Carolina
AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.
Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage
