USDA Loan Vs. FHA loan for Biscoe, NC 2025

In 2025, the USDA loan limit in Biscoe within Montgomery county, NC, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and pinpoint the requisite income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your financial needs in Alabama.

USDA and FHA Loan Options in Biscoe, NC

The objective of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and effortlessly. Choose one of three initial paths that align with lenders and USDA loan programs.

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What is USDA Loan in NC?

The USDA home loan, supported by the Department of Agriculture, is also known as the USDA rural development loan or mortgage and is offered only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment whatsoever.

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(765) 825-2171 Lender's profile and map Reviews Union Savings and Loan Association 730 Central Avenue, Connersville, IN, 47331 Founded in 1892, USLA is a conservative, “old school” bank, committed to the customer service and hometown style that has made us successful in the 19th, 20th, and now 21st Centuries. If you are looking for a bank that still maintains traditional values, still believes in community service, and still makes loan decisions locally, then Union Savings
(765) 827-1317 Lender's profile and map Reviews Whitewater Regional FCU 3030 Western Avenue, Connersville, IN, 47331 Whitewater Regional FCU is a full-service credit union 1939. We have grown from our humble beginnings in a small office located above the factory floor of Roots Connersville Blowers to a small community credit union where everyone feels at home. We provide fast, friendly, convenient service for all of our members
(267) 312-2788 Lender's profile and map Reviews Trend America Mortgage Inc 13005 Trina Drive, Philadelphia, PA, 19116 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(386) 294-1901 Lender's profile and map Reviews Lafayette State Bank 340 West Main Street, Mayo, FL, 32066 Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
(352) 222-1135 Lender's profile and map Reviews Hometown Mortgage Services LLC 2210 NW 40th Terr, Suite A, Gainesville, FL, 32605 The loan process for a new home can be overwhelming. Because our team has experience working every job along every step of the loan application and approval, we are able to simply the process for both homeowners and REALTORS. Our team has decades of experience and holds a high standard of communication through every step of the process.
(352) 244-0840 Lender's profile and map Reviews ELITE FUNDING NETWORK 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605 Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
(937) 996-1071 Lender's profile and map Reviews The Famers State Bank (New Madison, OH) 101 S. Main St., New Madison, OH, 45346 The Farmers State Bank is a Community Bank for Community People. We offer competitive deposit products for individuals and businesses. Our loan products include loans for the purchase or refinance of your personal residence; ones to purchase the vehicle of your choice; and home equity loans for the improvement of your residence.
(765) 962-2581 Lender's profile and map Reviews First Bank Richmond, National Association 20 North 9th Street, Richmond, IN, 47374 First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
(765) 935-2490 Lender's profile and map Reviews WUFFACE Federal Credit Union 400 North A Street, Richmond, IN, 47374 WUFFACE Federal Credit Union aspires to create valuable and trusted lifelong relationships that improve the financial well being of our members and the communities we serve. We provide exceptional personalized service delivered with respect and concern for our members. WUFFACE is an acronym for Wayne, Union, Fayette, Federal and County Employees.
(765) 962-7113 Lender's profile and map Reviews Wayne County Federal Credit Union 3010 West Main Street, Richmond, IN, 47374 Wayne County Federal Credit Union is a federally chartered credit union serving Wayne county and their families. Since we keep things local, we give our personal touch to every transaction. We offer home banking, loans, checking, savings mortgage and online bill paying. All with your WCFCU account. Stop in and see what we can do for you.
(765) 983-7228 Lender's profile and map Reviews Richmond City Employees Federal Credit Union 50 North 5th Street, Richmond, IN, 47374 Richmond City Employees Federal Credit Union has been open for over 50 years. Membership is open to the City Employees, employees of Morrisson-Reeves Library and Frontier/Verizon employees, and RP&L employees. Membership is also available to immediate family members of an existing member.
(765) 962-2561 Lender's profile and map Reviews Natco Credit Union 582 South Round Barn Road, Richmond, IN, 47374 Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.