USDA Loan Vs. FHA loan pro & con Wallace, Duplin County, NC

In 2026, the USDA loan limit in Wallace, within Duplin, NC, is $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which best fits your financial situation in .

USDA and FHA Loan Options in Wallace, NC

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan without hassle. Choose from three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the government Department of Agriculture and is available in rural areas only. Unlike FHA loans, requiring a minimum 3.5% downpayment, USDA loans require no down payment.

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Wallace Lenders
(910) 577-7333 Lender's profile and map Marine Federal Credit Union 4180 Western Boulevard, Jacksonville, NC, 28546 Lends in North Carolina It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
(910) 238-4305 Lender's profile and map Linear Mortgage Solution 300 Western Blvd, Suite 400, Jacksonville, NC, 28546 Lends in North Carolina Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.
(910) 346-1146 Lender's profile and map Carolina Family Mortgage 2820 Henderson Dr., Jacksonville, NC, 28546 Lends in North Carolina We enjoy the privilege of providing an invaluable service to our clients. We are committed to doing everything we can do to earn your trust, confidence and respect. As a company, we have set high standards to ensure that we are consistently meeting and often exceeding our customers’ expectations of quality and value.
(910) 270-4663 Lender's profile and map Azalea Coast Mortgage 7741 Market Street, Suite E, Wilmington, NC, 28411 Lends in North Carolina At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
(888) 737-9754 Lender's profile and map Port City Mortgage 8024 Market St, Wilmington, NC, 28411 Lends in North Carolina Port City Mortgage (PCM) was founded on the premise that all customers want and deserve an honest, “no pressure” experience when shopping for a mortgage. PCM does just that for our customers. We disclose in writing all fees and costs associated with the interest rate we quote you, and why the rates we offer are lower than our competitors.
(910) 232-0253 Lender's profile and map Alan Efting 6752 Rock Spring Rd, Wilmington, NC, 28405 Lends in North Carolina At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(910) 933-0100 Lender's profile and map SeaTrust Mortgage 1001 Military Cutoff Rd, Suite 350, Wilmington, NC, 28405 Lends in North Carolina SeaTrust Mortgage Company is built on the foundation of our #1 core value, customer obsession. As a subsidiary of one of the fastest-growing banks in the southeast, Community First Bank, SeaTrust has the ability to tailor products for your needs and wants. Our "New Wave" technology will provide speed, quality.
888 204 7501 Lender's profile and map Connected Investors 1844 Sir Tyler Drive, Wilmington, NC, 28401 Lends in North Carolina Connected Investors is the real estate investors marketplace and community. Inside you can connect with a network of real estate entrepreneurs in your town and all across the nation. The Connected Investors platform is designed to help you connect-the-dots to financial freedom through investing in real estate -
(252) 523-5800 Lender's profile and map SMC home finance 717 Rosanne Drive, Suite One, Kinston, NC, 28504 Lends in North Carolina SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.