USDA VS FHA in Washington, Beaufort County, NC

In 2025, the USDA loan limit for Washington in Beaufort, NC is set at $336,500, while the FHA limit for single-family homes is $472,030.

Take advantage of the Lendersa® USDA loan calculator to evaluate the best rates available today for USDA versus FHA loans. Determine your eligibility by assessing the income, credit, reserves, and documents needed. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Washington, Beaufort, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Washington, NC

At Lendersa®, the goal is to get you the best possible USDA or FHA loan quickly and without hassle. Select one of three starting points to find lenders that match the USDA loan programs you need.

Lendersa USDA loan request and results

What is a USDA Loan in NC?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans need no down payment, making them an attractive option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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