USDA Loan Vs. FHA loan pro & con Washington, Beaufort County, NC

In 2025, USDA loan limit in Washington, county of Beaufort, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Washington, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(248) 687-5250 Lender's profile and map Reviews Reliance Financial Group Inc 3501 Rochester Road, Troy, MI, 48083 Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
(248) 722-5574 Lender's profile and map Reviews Connect Mortgage Funding Inc 525 East Big Beaver Road, Suite 303, Troy, MI, 48083 Our nationwide Lending Connections and our local professional Mortgage Brokers allow us to offer our clients a tailored no-hassle mortgage to fit every need and every budget. We attract clients and employees that respect the dedication of an ethical, moral, and professional job well done, we believe that is the ONLY way to do business.
(888) 778-9700 Lender's profile and map Reviews Towne Mortgage Company 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083 "The Towne Mortgage family of companies' mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring! Headquartered in Troy, Michigan with over 30 years of experience,"
(800) 494-4975 Lender's profile and map Reviews C 4 D Mortgage Company LLC 100 E Big Beaver Rd, Suite 940, Troy, MI, 48083 C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(844) 700-7328 Lender's profile and map Reviews People Driven Credit Union 24333 Lahser Road, Southfield, MI, 48033 People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
(855) 348-2006 Lender's profile and map Reviews Credibly 25200 Telegraph Rd, Suite 350, Southfield, MI, 48033 We believe in small businesses and the people who grow them. In fact, our mission at Credibly is to be the best small business lender. To make that happen, we leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with faster access to right-sized capital solutions.
(248) 929-5764 Lender's profile and map Reviews Assur Loans 26711 Northwestern Highway, Suite 200, Southfield, MI, 48033 We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
(248) 479-6400 Lender's profile and map Reviews Great Lakes Lending MI, LLC 20700 Civic Center Dr, Suite 360, Southfield, MI, 48076 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 799-9200 Lender's profile and map Reviews Bernard Financial 20700 Civic Center Drive, Suite 240, Southfield, MI, 48076 Bernard Financial Group, Michigan’s largest commercial mortgage banking firm, specializes in both debt and institutional equity placement for commercial real estate borrowers and developers with commercial lenders and institutional joint venture participants. Since its inception, Bernard Financial Group has financed.
(888) 737-9277 Lender's profile and map Reviews ADM Financial Group 19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076 ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.
(800) 353-4449 Lender's profile and map Reviews Mortgage Center 26555 Evergreen Road, Suite 900, Southfield, MI, 48076 Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.