FHA Vs. USDA loan program for Washington, Beaufort County, North Carolina

In 2025, USDA loan limit in Washington, county of Beaufort, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Washington, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(404) 403-1127 423 miles Lender's profile and map Reviews OPEN HOME MORTGAGE, INC. 5200 Peachtree Rd, Suite 2104, Atlanta, GA, 30341 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
(844) 767-2311 423 miles Lender's profile and map Reviews The Farmers National Bank of Emlenton 612 Main Street, Emlenton, PA, 16373 When we opened our doors in 1900, we did so with the aim of being a bank committed to the community in which we served and lived. Since then we have grown from one small office in Emlenton, Pennsylvania, to 20 community offices located in ten counties across western Pennsylvania and West Virginia.
(914) 777-2935 424 miles Lender's profile and map Reviews HARRISON TEACHERS FEDERAL CREDIT UNION 33 Oakland Avenue, Harrison, NY, 10528 Harrison Teachers Federal Credit Union has been open since 1938. The credit union has assets totaling $1.78 Million and provides banking services to more than 300 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
(212) 228-7559 424 miles Lender's profile and map Reviews Scott Capital Group 600 Mamaroneck Avenue, Harrison, NY, 10528 At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(404) 849-4183 424 miles Lender's profile and map Reviews Bulldog Lending 8300 Dunwoody Place, Suite 210, Atlanta, GA, 30350 We specialize in unconventional commercial hard money loans on real estate, equipment, and aircraft. Our expertise and depth of lending knowledge allows us to consider loans that are outside of the core competency of conventional lenders. With several decades of experience, we are able to quickly understand the value of an asset.
(770) 552-9840 424 miles Lender's profile and map Reviews Community Loans of America, Inc 8601 Dunwoody Pl, Suite 406, Sandy Springs, GA, 30350 Our company is a leading provider of short-term consumer loans, operating since 1994. Building strong relationships, by providing a valuable service to the communities in which we serve by offering access to short-term financial solutions in the form of Title, Payday and Signature Installment Loans that fit our client's immediate financial needs
(770) 518-2438 424 miles Lender's profile and map Reviews American United Mortgage Corporation 1010 Huntcliff, Suite 1350, Atlanta, GA, 30350 American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.
(678) 336-5200 424 miles Lender's profile and map Reviews TRISTONE FINANCIAL LLC 9040 Roswell Road -, Suite 325, Atlanta, GA, 30350 Tristone Financial, we work to secure the best Georgia interest rate with low fees for our clients. Our seasoned loan officers will help you to structure your home loan and guide you throughout the entire process. Structure, strategy & service are how we maintain our elite reputation in the financial marketplace.
(404) 954-1645 424 miles Lender's profile and map Reviews Mike's Mortgage Team 500 Northridge Road, Suite 120, Atlanta, GA, 30350 Mike’s Mortgage Team is licensed in Georgia, Florida, Viriginia and California. Our objective is to offer high-quality mortgage consultations to our clients, based on mutual trust and respect. We have discovered that many home buyers are put off by the intricacies of securing a mortgage and want their questions answered in a patient, caring manner
(914) 946-6200 424 miles Lender's profile and map Reviews Educational & Governmental Employees FCU 333 N Central Avenue, Hartsdale, NY, 10530 Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
(859) 986-2321 424 miles Lender's profile and map Reviews Fahe 319 Oak Street, Berea, KY, 40403 Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,