USDA Vs. FHA Pro and Con comparison in River-Road, Beaufort County, NC
In 2025, the USDA loan limit for River-Road, situated in Beaufort county, NC, is $285,000. By contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to weigh today’s top rates for USDA against FHA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in River-Road, Beaufort, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in River-Road, NC
Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not require any down payment.
100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
Landmark Funding Group is committed to providing our clients with the best possible mortgage to meet their needs. From a major corporation looking to purchase a multi-million dollar headquarters to a young couple seeking to buy their first home to a home or business owner who wants to refinance, every client receives Landmark’s premiere.
Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar
American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.
Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.
Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.
1 Battery Park Plaza, 26th Floor, New York, NY, 10004
Meridian has arranged financing for many of the country’s leading real estate investors and developers. The experts on our in-house underwriting & placement teams tailor creative, best-in-class solutions for our clients’ unique needs.
Clients benefit from our long-standing relationships with more than 250 traditional and non-traditional lender
Popular continuously aims to build on its reputation for sound financial guidance, identifying areas of opportunity, and creating innovative partnerships that will enhance our clients’ banking experience. We are committed to making dreams happen, by providing financial solutions every step of the way.
When it comes to working with a specialty lending company, one of the most important aspects is finding a firm that understands the investor's position and is eager to support their efforts. At Great Stone Capital not only do we offer personalized service, but we handle the loan process from start to finish. We are fully aware of the many specialty
American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.
