USDA Vs. FHA Pro and Con comparison in Waxhaw, Union County, NC
For 2025, the USDA loan limit in Waxhaw, situated in Union county, NC, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA and FHA loans. Establish your eligibility by reviewing the required income, credit, reserves, and documentation. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best fit for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Waxhaw, Union, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Waxhaw, NC
Lendersa® is dedicated to ensuring you obtain the most suitable USDA or FHA loan efficiently and stress-free. Start with one of three paths to connect with matching lenders and relevant USDA loan programs.
The USDA home loan is backed by the government Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is specifically for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, making them highly appealing to eligible borrowers.
300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002
Cape May Mortgage Company was created with one goal in mind... To help people make smarter, better informed financial decisions when looking to purchase a home. With 30 years of experience and well over 10,000 clients served, John Joyce is committed to educating and guiding individuals through the mortgage process.
At Banterra, we’ve been proud to serve customers since 1975, providing local-style service from day one. We know that smart banking is about relationships and understanding our customer needs, and having an exceptional team on board to accomplish that. That’s why we’d like for you to get to know us, as well,
"Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL
Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.
City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.
Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
