USDA Loan Vs. FHA loan for Mineral-Springs, NC [ best of 2023]

In 2025, USDA loan limit in Mineral-Springs, county of Union, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mineral-Springs, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(906) 497-5229 826 miles Lender's profile and map Reviews Integra First Federal Credit Union W3803 US Highway 2\|41, Powers, MI, 49874 Integra First Federal Credit Union (The former Menominee County Federal Credit Union) is a member-owned organization dedicated to providing personable, quality service while offering a full range of benefits designed to meet your financial needs. Our credit union was founded in 1948 in Powers, Michigan.
(913) 380-8013 826 miles Lender's profile and map Reviews Investment Capital Partners LLC 15621 W 87th St, Suite 211, Lenexa, KS, 66219 Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.
(913) 905-7000 826 miles Lender's profile and map Reviews CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219 The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
(913) 981-1700 826 miles Lender's profile and map Reviews TRUHOME SOLUTIONS 9601 Legler Road, Lenexa, KS, 66219 "We’re TruHome. And we help credit unions bring their members home. Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages. While more than 1 in 3 Americans belong to a credit union,"
(319) 882-4279 827 miles Lender's profile and map Reviews American Savings Bank 312 S. Main St, Tripoli, IA, 50676 Since 1899 American Savings Bank a location of Readlyn Savings Bank and the people of Tripoli have worked together to make our town a great place to live. As a reliable and trusted hometown bank, ASB has stood shoulder-to-shoulder with Tripoli through the Great American Century; facing our common challenges head on.
(608) 486-2386 827 miles Lender's profile and map Reviews The First National Bank of Bangor 1798 Commercial Street, Bangor, WI, 54614 Established in 1903, First National Bank of Bangor is independently owned and is proud to be your “Community Bank.” We offer a wide range of products and services to satisfy both your business and personal financial needs. We support and partner with our local communities in activities to improve the quality of life for their residents.
(515) 962-1400 827 miles Lender's profile and map Reviews Peoples Savings Bank 400 East Iowa Avenue, Indianola, IA, 50125 Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first. We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities
(515) 416-4640 827 miles Lender's profile and map Reviews Sam Yoder Mortgage Team 2500 W 2nd Ave, Suite 4, Indianola, IA, 50125 Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!
(903) 856-6653 828 miles Lender's profile and map Reviews Cypress Bank 120 S. Greer, Pittsburg, TX, 75686 Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
(906) 428-4040 828 miles Lender's profile and map Reviews Baybank 104 South Tenth Street, Gladstone, MI, 49837 We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations
(906) 428-3535 828 miles Lender's profile and map Reviews First Bank, MI 1400 Delta Avenue, Gladstone, MI, 49837 First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.