USDA Vs. FHA Pro and Con comparison in Marvin, Union County, NC

In 2025, the USDA loan limit for Marvin, located in Union county of NC, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to assist in deciding which program in best suits your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Marvin, Union County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Marvin, NC

Lendersa® aims to efficiently secure you the best USDA or FHA loan without hassle. Begin by selecting one of three options that align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also termed a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require a 3.5% minimum down payment, USDA loans require none, thereby making homeownership more accessible for those in eligible rural neighborhoods.

Enter your location to find out if it qualifies for USDA rural housing loan?



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