USDA Vs. FHA Pro and Con comparison in Minot, Ward County, ND

For the year 2026, the USDA loan limit for Minot in the county of Ward, ND is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA against FHA rates. You'll determine the necessary income, credit, reserves, and required documents for qualification. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, helping you decide which option in Alabama aligns best with your financial situation.

Review loan offers from a variety of 100 lenders

2026 Loan Limits and Downpayment Requirements in Minot, County of Ward, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Minot, ND

The mission of Lendersa® is to connect you with the best USDA or FHA loans quickly and without difficulty. Start from one of three entry points to pair with lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding the USDA Loan in ND

Backed by the government Department of Agriculture, a USDA home loan—also known as a USDA rural development loan or USDA mortgage—is reserved solely for rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Himalaya Mortgage
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  • United Mortgage
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