USDA VS FHA in Minot, Ward County, ND

For the year 2025, the USDA loan limit for Minot in the county of Ward, ND is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA against FHA rates. You'll determine the necessary income, credit, reserves, and required documents for qualification. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, helping you decide which option in Alabama aligns best with your financial situation.

Review loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Minot, County of Ward, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Minot, ND

The mission of Lendersa® is to connect you with the best USDA or FHA loans quickly and without difficulty. Start from one of three entry points to pair with lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding the USDA Loan in ND

Backed by the government Department of Agriculture, a USDA home loan—also known as a USDA rural development loan or USDA mortgage—is reserved solely for rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CS Capital Investments
  • 615 Las Tunas Drive, Suite N, Arcadia, CA, 91007
  • Our goal is to help you get your dream home or build up your investment portfolio.We're not just a broker company, we are mortgage experts, & we will tailor your mortgage to suit your unique situation.Are you a first time buyer? Are you looking for refinancing or buying an investment property? We can help you find a program that will fit your needs
  • Home Pride Real Estate, Inc.
  • 1036 Fairview Avenue, Unit 5, Arcadia, CA, 91007
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sun Community Federal Credit Union
  • 1068 Broadway, El Centro, CA, 92243
  • Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.
  • First Imperial Credit Union.
  • 1602 W Main St, El Centro, CA, 92243
  • First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates
  • IV Alliance Mortgage & Real Estate
  • 395 Broadway Avenue, Suite 5, El Centro, CA, 92243
  • IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.
  • Mr. Mortgage INC
  • 1596 S Imperial Ave, El Centro, CA, 92243
  • Mr. Mortgage INC is guided by our adherence to the important values and unique features we offer clients. They are essential, considered to be the DNA of our company. We are trained professionals who take responsibility for delivering excellence as individuals and as team. We focus solely on client’s satisfaction and first impression.
  • Credit Union of Georgia
  • PO Box 788, Acworth, GA, 30101
  • At Credit Union of Georgia, we are all about one thing: YOU. We know life is busy. We know handling your finances means about one million things to think about. That’s why we’re so focused on offering the best service imaginable. We keep ourselves educated: we know everything from how to make a basic budget plan to the local layout
  • Valor Home Mortgage
  • 3330 Cobb Pkwy, Acworth, GA, 30101
  • Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.
  • Silverbrook Mortgage LLC
  • 2775 Northgate Way, Austell, GA, 30101
  • Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.