USDA and FHA Pro and Con in Minot-AFB, Ward County, ND

In 2025, the USDA loan limit for Minot-AFB, Ward, ND, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates, pinpointing necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Minot-AFB, Ward, ND

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Minot-AFB, ND

Lendersa® is dedicated to swiftly finding you the best USDA or FHA loans without any hassle. Select one of three starting paths that align with matching lenders and USDA loan programs.

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What is a USDA Loan in ND?

A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is intended for rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans involve no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Family Funding
  • 28338 Constellation Road, Suite 900, Valencia, CA, 91355
  • Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Pacific Funding Mortgage
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  • "Pacific Funding Mortgage Division, established in 1995 by President Mike Moeller, has been a top trusted mortgage lender for over 20 years. As a full-service, direct lender we perform both broker and banker sides of each mortgage transaction, which distinguishes us as a leading mortgage company. "
  • First Bank 1
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  • With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time. You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho
  • Symbolic Holdings Group Co.
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  • Premier Funding Network
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  • Premier Funding Network stands apart in the mortgage loan business. For many years, we have built our company on a quality of service that most other loan originators do not offer. Our integrity, ease of process and attention to detail attracts both new home buyers and those interested in Refinancing an existing loan from all over California.
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  • Coast Funding Group Inc
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  • At Coast Funding Group, Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • HomeLoan123
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  • Winn Mortgage
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