USDA Loan Vs. FHA loan for Watford-City, ND 2025

In 2025, USDA loan limit in Watford-City, county of McKenzie, ND is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Watford-City, ND

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Dakota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(713) 224-6004 Lender's profile and map Reviews Direct Commercial Funding Inc 440 Louisiana Street, 9th Floor, Houston, TX, 77002 Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
(833) 896-6639 Lender's profile and map Reviews Allura Financial 410 Pierce St, Suite 103, Houston, TX, 77002 Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
(281) 665-3448 Lender's profile and map Reviews Wealthstar Mortgage LLC 402 Pierce Street, Suite 110, Houston, TX, 77002 Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.
(832) 655-2996 Lender's profile and map Reviews Dv Lux Financial Lending LLC 2000 Crawford Street, Houston, TX, 77002 DV LUX Lending LLC serves as an intermediary between borrowers and lenders (banks). Whether a potential borrower is buying a new home or refinancing, LUX Lending will gather loan options from various lenders for the borrower to consider.banks). Whether a potential borrower is buying a new home or refinancing.
(800) 652-4063 Lender's profile and map Reviews Advanced Lending Solutions Co. LLC 700 Milam Street, Suite 13010, Houston, TX, 77002 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
214-238-3600 Lender's profile and map Reviews Urban Mutual 2007 Commerce Street, Suite 200, Houston, CA, 77002 Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.
(830) 996-3125 Lender's profile and map Reviews Commerce Bank Texas 112 West Fordtran Drive, Stockdale, TX, 78160 Commerce Bank Texas, is a state chartered Commercial Bank, with its initial office located in Stockdale, Texas, established in 1932. The Bank’s operations have expanded into San Antonio and Corpus Christi Texas to increase its commercial, real estate, agricultural and consumer banking offerings and to service a broader customer base.
(409) 899-9208 Lender's profile and map Reviews Cattell Mortgage 350 Pine St, Suite 220, Beaumont, TX, 77702 At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.
(315) 568-5855 Lender's profile and map Reviews Generations Bank 20 East Bayard Street, Seneca Falls, NY, 13148 Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively. In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.
(713) 681-3703 Lender's profile and map Reviews Blackstone Mortgage LLC 2418 Richton Street, Houston, TX, 77098 Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
(713) 529-3730 Lender's profile and map Reviews Absolute Lending Group LLC 1806 Kipling Street, Houston, TX, 77098 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.