USDA Vs. FHA Pro and Con comparison in Bismarck, Burleigh County, ND

For 2025, the USDA loan limit in Bismarck within the county of Burleigh, ND is $336,500, while the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the top USDA vs FHA rates of today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program suited to your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Bismarck, Burleigh County, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bismarck, ND

Lendersa® aims to quickly secure the best USDA or FHA loan with ease. Choose one of three starting points to connect with matched lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loan in ND

A USDA home loan, secured by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Town and Country Home Mortgage
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  • Town and Country Home Mortgage We are a locally owned mortgage broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are t broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are the State's experts on the USDA Rural Guarantee.
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