USDA Vs. FHA your options comparison in Beulah, Mercer County, ND

For 2025, the USDA loan cap in Beulah, Mercer county, ND, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best rates, USDA vs. FHA, and evaluate the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you toward the program in Alabama that best meets your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Beulah, Mercer, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Beulah, ND

Lendersa® aims to quickly connect you with the best USDA or FHA loans without the hassle. Choose from one of three starting points to align with lenders and USDA loan programs.

Lendersa USDA loan applications and results

Explaining USDA Loans in ND

A USDA home loan, guaranteed by the Department of Agriculture and known as the USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Direct Payday Loans
  • 70 E San Francisco St, Santa Fe, NM, 87501
  • directpaydayloans.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service.
  • Del Norte Credit Union
  • 510 N Guadalupe St, Suite A, Santa Fe, NM, 87501
  • Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
  • Anasazi Mortgage
  • 150 Washington St, Suite 201, Santa Fe, NM, 87501
  • If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.
  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935. We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
  • Foundation Credit Union
  • 1726 W Elfindale, Springfield, MO, 65807
  • Since 1933, ​Foundation Credit Union​ has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. ​Throughout ​the 2000’s we began to grow, adding new counties eligible for membership each
  • Oakstar Bank
  • 1020 E Battlefield, Springfield, MO, 65807
  • OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.
  • BluCurrent Credit Union
  • 1770 W Sunset, Springfield, MO, 65807
  • BluCurrent Credit Union is Springfield's largest credit union with over 22, 000 members, 4 branch locations, and over $260 million in assets. We provide access to more than 5, 000 shared branches through our unique CU Service Center affiliation, and nearly 30, 000 free Nationwide ATMs through our CO-OP Network membership.
  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • PamCel Community Federal Credit Union
  • 1939 N Hobart Street, Pampa, TX, 79065
  • PamCel Community FCU has been open since 1953. The credit union has assets totaling $14.8 Million & provides banking services to more than 1, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member & access.
  • Cabot Community Credit Union
  • 1063 N Sumner Street, Pampa, TX, 79065
  • Cabot Credit Union was officially chartered on June 6, 1931 after successfully completing the filing process with the Department of Banking. On 1956, Cabot Credit Union changed our name to Cabot Employees Credit Union to better reflect the membership of the time. Our commitment to our membership. It defines who we are, what we do, and why we exist.